“Can a decades-old apparel ERP become the financial operating system for fashion brands by embedding B2B payments, factoring workflows, and AI-native access into a single vertical stack?”
AIMS360 is a 40+ year-old apparel/fashion ERP built by AF Technology, LLC and led by CEO Shahrooz Kohan. Over time it has layered embedded finance into its vertical SaaS stack — most notably AIMS360 Pay (B2B credit card + ACH processing with BNPL, pre-auth, deposits) and native integrations to apparel factoring houses (Hilldun, CIT, Rosenthal, Wells Fargo Capital Finance, White Oak). Its most recent evolution is AI: a native MCP server exposing ERP data to ChatGPT, Claude, and Grok.