“Can a decades-old apparel ERP become the financial operating system for fashion brands by embedding B2B payments, factoring workflows, and AI-native access into a single vertical stack?”
AIMS360 is a 40+ year-old apparel/fashion ERP built by AF Technology, LLC and led by CEO Shahrooz Kohan. Over time it has layered embedded finance into its vertical SaaS stack — most notably AIMS360 Pay (B2B credit card + ACH processing with BNPL, pre-auth, deposits) and native integrations to apparel factoring houses (Hilldun, CIT, Rosenthal, Wells Fargo Capital Finance, White Oak). Its most recent evolution is AI: a native MCP server exposing ERP data to ChatGPT, Claude, and Grok.
AIMS360 processes payments through AIMS360 Pay (self-operated) and Resolve Pay. Disclosed money-movement rails: ACH.
AIMS360's lending and capital products are provided by Hilldun, CIT, Rosenthal & Rosenthal, Wells Fargo Capital Finance, White Oak and Resolve Pay.
AIMS360 integrates with QuickBooks Online, QuickBooks Desktop, NetSuite, Microsoft Dynamics 365 Business Central, Sage 100 and Xero.
The Embedded Finance Index 2026 maps 4 layers in AIMS360's stack: Payments / PSP (AIMS360 Pay (self-operated) and Resolve Pay); Money movement (ACH); Lending (Hilldun, CIT, Rosenthal & Rosenthal, Wells Fargo Capital Finance and 5 others); Accounting (QuickBooks Online, QuickBooks Desktop, NetSuite, Microsoft Dynamics 365 Business Central and 2 others).
AIMS360 is founded in 1984 and headquartered in Los Angeles, California, United States.
Get a read on where your own stack stands against AIMS360 and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.