← Embedded Finance Index 2026/Vendor

Merge

Provider
Unified Payroll/HRISUnified Accounting

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 2 categories.

merge.dev ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesUnified Payroll/HRIS, Unified Accounting
Rank#6 of 21 in Unified Payroll/HRIS
Buyers6 companies
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Who uses Merge
6 companies disclose Merge in their stack
15FiveOfficientAceUpBambooHRPaycaptainHomerun
Buyer mix · 6 of 6 classified
Horizontal SaaS / HR & Payroll · 4Horizontal SaaS / HR & Performance Management · 1Horizontal SaaS / Leadership Development & Coaching · 1
US · 3EU · 2UK · 1
What the disclosures say
Officient
“apidocs.officient.io/docs/integrating-with-ipaas-partner names Apideck as iPaaS partner; marketplace.officient.io/listings/merge names Merge.dev as unified HRIS API partner.”
AceUp
“Backend/Integration Engineer job posting explicitly names Merge.dev as the unified API for HRIS/ATS/LMS integrations. https://aceup.com/job-listing/backend-integration-engineer/”
View source · aceup.com ↗
Paycaptain
“Merge's documentation (docs.merge.dev) explicitly lists PayCaptain as an HRIS integration, confirming PayCaptain exposes an API consumed via Merge's unified HRIS layer.”
Homerun
“Homerun offers integrations with Apideck and Merge — both unified APIs that expose Homerun's ATS/HR data (and their broader unified layers cover HRIS, accounting, and payroll).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Merge? Claim this profile above to unlock your own full list.
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Alternatives to Merge

Other Unified Payroll/HRIS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Finch44 buyers →Apideck9 buyers →Argyle8 buyers →Atomic7 buyers →Remote7 buyers →Pinwheel5 buyers →ADP4 buyers →Array4 buyers →
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Ranked #6 of 21 in Unified Payroll/HRIS — Embedded Finance Index 2026
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