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Chift

Providervendor-disclosed

Embedded-finance supplier tracked in the Embedded Finance Index — no company has publicly disclosed it yet. Filed under Infrastructure / Unified API (Financial Data).

chift.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
Buyersnone disclosed yet
HeadquartersBrussels, Belgium
Founded2022
FoundersGauthier Henroz, Matthieu Hertoghe, Henry Hertoghe
Raised$3.2M
Founders & story · from Chift’s own dossier

Chift launched in 2022 as a Belgian 'unified API for financial data' — a European counterpart to Codat/Rutter/Merge focused on accounting, POS, ecommerce, invoicing, payments, and PMS connectors. Its wedge is deep European coverage (Pennylane, Exact, DATEV, Odoo, Sage 200 ES, a3ERP, Tripletex, Zelty, Planity, Lightspeed) that US-centric competitors lack. In 2026 it repositioned around the AI era, launching Chift for AI / MCP server so agentic products can act on financial systems through one integration.

Latest round: Seed (€2.3M)
Recent developments
  • 2026-03Trust Center updated; ISO 27001 (2025) certification published. source ↗
  • 2026State of Accounting Tech 2026 report published. source ↗
  • 2025Expanded into the Spanish market with local connectors. source ↗
Full dossier: Chift’s own stack, layer by layer →
Who uses Chift
No disclosed buyers yet — no dossier in the Index names Chift in its stack so far
The complete buyer list is not published on this page. Get the monthly recap for new Chift customers as they are disclosed. Represent Chift? This profile opens for claiming as soon as the first company discloses Chift in its stack — or send us a public customer page and we will add the disclosure.
What Chift runs on · from its own dossier
The third-party providers Chift itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Chift.
BaaS
qonto
Lending
defacto
Spend / AP
Pleo
Open Banking
GoCardless
Full dossier with evidence for each layer →

Chift — frequently asked

Who founded Chift?

Chift was founded by Gauthier Henroz, Matthieu Hertoghe and Henry Hertoghe and is founded in 2022, headquartered in Brussels, Belgium.

How much funding has Chift raised?

Chift has raised $3.2M in total.

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