← Embedded Finance Index · Category
◆ BaaS

Banking-as-a-Service

Providers that issue accounts, balances, and clearing services to non-bank fintechs. Self-operated banks (Square Financial Services, LendingClub Bank, Amazon Payments) are excluded — they're not a vendor relationship.

163
Unique providers
1796
Buyer disclosures
6897
Companies analyzed
Full ranking

Every baas provider in the dataset

2
63 · 1%
3
55 · 1%
4
50 · 1%
5
44 · 1%
6
36 · 1%
8
30 · 0%
11
27 · 0%
12
26 · 0%
13
26 · 0%
15
25 · 0%
16
24 · 0%
17
23 · 0%
18
19 · 0%
+ 153 more baas providers
The full banking-as-a-service ranking is in the report
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Regional breakdown

Banking-as-a-Service leaders by region

US
3083 companies
1Evolve Bank & Trust
50
2Sutton Bank
50
3Pathward
45
4Cross River
43
5Unit
33
EU
1299 companies
1Swan
24
2Mangopay
18
3Stripe
17
4Pliant
15
5Treezor
13
UK
846 companies
1ClearBank
24
2Stripe
17
3Modulr
15
4Griffin
14
5Railsr
11
APAC
706 companies
1Backbase
27
2Stripe
16
3Nium
14
4Griffin
7
5Airwallex
5
LATAM
616 companies
1Griffin
7
2BankiFi
4
3Dock
3
4Davivienda
2
5Banco Cooperativo Sicoob
2
Other
501 companies
1Backbase
27
2Stripe
17
3Evolve Bank & Trust
10
4Increase
9
5Griffin
7
Africa
491 companies
1Backbase
27
2Griffin
7
3Wema Bank
4
4Providus Bank
4
5BankiFi
4
MENA
281 companies
1Griffin
7
2Mambu
4
3BankiFi
4
4Hala Payments Company
2
5Unit
2
Canada
249 companies
1Griffin
7
2Stripe Treasury
5
3BankiFi
4
4Peoples Trust Company
3
5Mambu
2
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By theApideck research team— the unified API platform behind this leaderboard.