Sponsor bank tracked in the Embedded Finance Index. Named by 57 companies, most often as their banking-as-a-service. Sells embedded finance as Pathward Partner Solutions.
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57 companies name Pathward in their stack. The most common role is banking-as-a-service (47). A company can use the same bank for more than one thing. Compare it with what Pathward says it sells, below.
Pathward renamed its Banking as a Service line Partner Solutions in 2024 to stress the partnership over the plumbing. It sells two decades of payments experience and a mature risk and compliance function to payment innovators.
“Our forward-thinking banking expertise empowers high-growth, payment innovators.”pathward.com ↗
Open Banking Tracker has no developer portal on file for Pathward. 2 aggregators connect to its accounts.
Founded 1954 as an Iowa community bank; grew via the Meta Financial Group holding structure and became a pioneer in the U.S. prepaid card industry in the early 2000s. In 2022 rebranded from MetaBank to Pathward, sharpening its positioning as a national-charter sponsor bank purpose-built for BaaS / payments partners. Today Pathward is one of the largest US sponsor banks behind third-party card issuing (DDA + prepaid), acquiring, ACH/wire origination, and commercial finance — a peer to Cross River, Sutton, Lead, Bancorp, and Pathward's own former sibling banks in the sponsor-bank universe.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Pathward’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #4 of 346 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/pathward/install" width="1" height="1" alt="" style="display:none">57 companies disclose Pathward in their stack in the Embedded Finance Index 2026, including Spruce Money, Clair, Finix, Fiserv, Pinnacle Payments, Incomm, Redstone Payment Solutions, Fullpay, Fundbox, Western Union and 2 others.
Pathward is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (47), sponsor bank (43) and card issuer (15).
Yes, as Pathward Partner Solutions. Pathward renamed its Banking as a Service line Partner Solutions in 2024 to stress the partnership over the plumbing. It sells two decades of payments experience and a mature risk and compliance function to payment innovators.
The most-disclosed BaaS alternatives to Pathward are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (56 buyers), ClearBank (40 buyers), Thread Bank (35 buyers) and Community Federal Savings Bank (30 buyers).
Pathward was founded by Stanley H. Haahr and is founded in 1954, headquartered in Sioux Falls, South Dakota, U.S..
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