← Embedded Finance Index 2026/Vendor

Pathward

Provider
BaaSSponsor BankCard IssuingPSPLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 57 companies across 5 categories.

pathward.com ↗Open Banking Tracker profile ↗
CategoriesBaaS, Sponsor Bank, Card Issuing, PSP, Lending
Rank#4 of 316 in BaaS
Buyers57 companies
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Who uses Pathward
57 companies disclose Pathward in their stack
Spruce MoneyClairFinixFiservPinnacle PaymentsIncommRedstone Payment SolutionsFullpayFundboxWestern UnionZayZoonBlackhawk Network+45 more
Buyer mix · 57 of 57 classified
Infrastructure / Payments · 13Fintech / Consumer banking · 8Fintech / Lending · 5Fintech / Cross-border payments · 3Fintech / Payments · 3Fintech / SMB banking · 3Fintech / Neobank · 2Vertical SaaS / Healthcare · 2
US · 50EU · 2Canada · 1LATAM · 1UK · 1
What the disclosures say
Spruce Money
“Payments are facilitated through the Pathward, N.A. banking relationship via ACH and debit card network.”
Finix
“finix.com/terms-and-policies/banking-relationships: 'Finix is a registered Processor of Pathward, N.A. and a registered Payment Facilitator of Fifth Third Bank, NA.”
Fiserv
“No third-party KYC/KYB vendors named in supplied evidence. bankingembedded.com/companies/fiserv lists Pathward as a customer/partner of Fiserv's BaaS platform.”
Pinnacle Payments
“Pathward, BMO Bank, Citizens Bank, The Bancorp Bank, and FFB Bank listed as banking relationships on bankingembedded.com/companies/pinnacle-payments (TIER 1 known_customer_listings).”
Incomm
“Banking Partners page on incomm.com states: 'If you have a card issued by MetaBank (Pathward), N.A., your cardholder data is governed by the Pathward Privacy Policy.' InComm Financial Services is referenced as operating its own financial services entity (Privacy Center: 'InComm Financial Services Short Form Privacy Not…”
Redstone Payment Solutions
“Pathward listed as customer/partner on bankingembedded.com.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Pathward? Claim this profile above to unlock your own full list.
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Alternatives to Pathward

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust69 buyers →Sutton Bank63 buyers →Cross River52 buyers →ClearBank39 buyers →Thread Bank32 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
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Ranked #4 of 316 in BaaS — Embedded Finance Index 2026
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