Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 30 companies across 1 category.
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Backbase started in 2003 as an Ajax UI framework vendor before pivoting into banking software, evolving through the 'Engagement Banking Platform' era into today's 'AI-Native Banking OS.' It sits above cores, CRMs, and payment systems as an orchestration layer for 120+ banks. The 2022 Motive Partners round and the 2025 Kasisto acquisition mark a decisive move from digital front-end into agentic banking and end-to-end operations orchestration.
Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/backbase/install" width="1" height="1" alt="" style="display:none">30 companies disclose Backbase in their stack in the Embedded Finance Index 2026, including EastWest Bank, Gim Uemoa, Engagement, Facilization, Alliant Credit Union, Banco Security, Blue Federal Credit Union, Banco de la Nación del Perú, BIAT, CIH Bank and 2 others.
Backbase is an embedded-finance provider in BaaS. It ranks #8 of 347 BaaS providers by disclosed buyers.
The most-disclosed BaaS alternatives to Backbase are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (57 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Backbase was founded by Jouk Pleiter and Gerbert Kaandorp and is founded in 2003, headquartered in Amsterdam, Netherlands.
Backbase has raised $128M (first external round, 2022) in total.
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