Bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their banking-as-a-service.
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4 companies name VFD Microfinance Bank in their stack. The most common role is banking-as-a-service (4). A company can use the same bank for more than one thing.
VFD Microfinance Bank is a Lagos-headquartered, CBN-licensed microfinance bank operating consumer (VBank) and business (VBiz) digital banking propositions. The product focus is mobile-first retail and SMB banking, including consumer loans and USSD access, rather than offering BaaS/embedded finance infrastructure to third parties.
Full dossier: VFD Microfinance Bank’s own stack, layer by layer →Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for VFD Microfinance Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #101 of 346 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/vfd-microfinance-bank/install" width="1" height="1" alt="" style="display:none">4 companies disclose VFD Microfinance Bank in their stack in the Embedded Finance Index 2026, including VFD Group Plc, PocketApp, HerVest and VPay Africa.
VFD Microfinance Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (4), sponsor bank (4) and lending partner (1).
The most-disclosed BaaS alternatives to VFD Microfinance Bank are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (56 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
VFD Microfinance Bank is headquartered in Lagos, Nigeria.
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