“Can a B2B BNPL infrastructure company become the dominant credit operating system for industrial-sector distributors in Latin America?”
Founded to address the gap in B2B BNPL for Latin American SMEs, Kontempo initially positioned itself as an embedded payments and BNPL fintech. It evolved into a B2B credit infrastructure company — branded as the '#1 Credit CRM for the Industrial Sector' — offering Kontempo360®, a full-stack platform that lets industrial distributors and suppliers launch white-label credit programs for their B2B clients. The company takes on credit risk directly, advancing funds to merchants same-day while providing up to 90-day net terms to buyers.
Kontempo processes payments through Rapyd.
The Embedded Finance Index 2026 maps 2 layers in Kontempo's stack: Payments / PSP (Rapyd); Lending (B2B BNPL installment plans, B2B credit lines ($100K–$10M), Up to 90-day net terms and Kontempo360® white-label credit program).
Kontempo was founded by Matthew Meehan and is founded in 2021, headquartered in Latin America (Mexico / LATAM region).
Kontempo has raised $30M (seed) in total (latest round: Seed, 2022).
Get a read on where your own stack stands against Kontempo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.