ApideckTape
← Embedded Finance Index 2026

Littlepay

“Can a modular, open-architecture transit payment processor become the global standard infrastructure layer for contactless fare collection across buses, trains, ferries, and multimodal mobility networks?”

Founded2015
HQMelbourne, Victoria, Australia
FoundersAmin Shayan
IndustryInfrastructure / Payments
The story

Founded in 2015/2016 as a payment infrastructure specialist focused on the public transit sector, Littlepay set out to make contactless EMV bank card acceptance accessible to transit operators of any size. Rather than building proprietary closed-loop systems, it adopted an open, modular partner architecture that allows agencies to plug Littlepay's processing core into their existing ticketing and back-office systems. The company expanded from its UK/Australia roots into global markets including North America, LATAM, Europe, and the Middle East, and extended its payment product suite from contactless in-person transit payments to eCommerce, retail, and EV charging as mobility payment needs evolved.

Last 12 months
2024-03
2024-01
Product timeline
2016
Founded with a vision to make contactless bank card acceptance faster and cheaper for the public transit sector.· pivot
2017
First deployment of contactless EMV ticketing infrastructure.· banking
2018
National UK rollout with Go-Ahead, reaching 10,000 devices.· banking
2020
Awarded tender for Helsinki Regional Transport, marking expansion into Northern Europe.· banking
2022
First CNP/eCommerce deployment, Costa Rica national rollout, and Cal ITP selection; first MOC deployment.· banking
2023
Surpassed 500 million transactions processed; launched Google Transit Insights.· banking
2024
Reached 1 billion transactions, expanded to Athens, Canberra, and was selected for Washington DC.· banking
Regulated entities
1
regulatory licence held by Littlepay
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Littlepay’s embedded-finance stack
Payments / PSP
Rapyd
Accounting gap: none

Littlepay — frequently asked

Who is Littlepay's payment processor?

Littlepay processes payments through Rapyd.

Who founded Littlepay?

Littlepay was founded by Amin Shayan and is founded in 2015, headquartered in Melbourne, Victoria, Australia.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Littlepay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Littlepay and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.