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← Embedded Finance Index 2026/Vendor

Token.io

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

tokenio.com ↗
CategoriesOpen Banking
Rank#37 of 89 in Open Banking
Buyers3 companies

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Who uses Token.io
3 companies disclose Token.io in their stack
RapydSoldoTandem Bank
Buyer mix · 3 of 3 classified
Fintech / Neobank · 1Horizontal SaaS / Spend Management · 1Infrastructure / Payments · 1
UK · 3
What the disclosures say
Rapyd
“Sub-processors page directly names AU10TIX (identity verification), ComplyAdvantage (sanctions/AML screening), Trulioo (identity/address), Ever C (website verification), Companies House and Myinfo (KYB), Token.io (bank account verification), CreditSafe (credit).”
Soldo
“Soldo's PSD2 gateway (psd2.soldo.com) explicitly names Token.io as the multi-tenant platform for both Soldo Financial Services Ireland DAC (EEA) and Soldo Financial Services Ltd (UK) — this is Soldo's AISP/PISP infrastructure as an ASPSP.”
Tandem Bank
“Payments Association (2019) confirms Tandem partnered with Token.io for PSD2 RTS compliance, account aggregation and bank direct payments.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Token.io? Claim this profile above to unlock your own full list.
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Alternatives to Token.io

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge60 buyers →GoCardless57 buyers →MX56 buyers →Tink43 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →
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Ranked #37 of 89 in Open Banking — Embedded Finance Index 2026
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Token.io — frequently asked

Which companies use Token.io?

3 companies disclose Token.io in their stack in the Embedded Finance Index 2026, including Rapyd, Soldo and Tandem Bank.

What does Token.io do?

Token.io is an embedded-finance provider in Open Banking. It ranks #37 of 89 Open Banking providers by disclosed buyers.

What are the alternatives to Token.io?

The most-disclosed Open Banking alternatives to Token.io are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).

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