← Embedded Finance Index 2026/Vendor

Token.io

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

tokenio.com
CategoriesOpen Banking
Rank#53 of 74 in Open Banking
Buyers2 companies
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Who uses Token.io
2 companies disclose Token.io in their stack
RapydTandem Bank
Buyer mix · 2 of 2 classified
Fintech / Neobank · 1Infrastructure / Payments · 1
UK · 2
What the disclosures say
Rapyd
Sub-processors page directly names AU10TIX (identity verification), ComplyAdvantage (sanctions/AML screening), Trulioo (identity/address), Ever C (website verification), Companies House and Myinfo (KYB), Token.io (bank account verification), CreditSafe (credit).
Tandem Bank
Payments Association (2019) confirms Tandem partnered with Token.io for PSD2 RTS compliance, account aggregation and bank direct payments.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Token.io? Claim this profile above to unlock your own full list.
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Alternatives to Token.io

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid216 buyersSalt Edge52 buyersGoCardless44 buyersTrueLayer39 buyersTink36 buyersYapily35 buyersPowens19 buyersOpen Finance Brasil17 buyers
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Ranked #53 of 74 in Open Banking — Embedded Finance Index 2026
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