“Can a single platform unify global EOR, payroll consolidation, and multi-currency salary payments for companies with distributed workforces?”
Founded in 2018 as a SaaS platform for managing global remote teams, Lano evolved from basic contractor management into a full global employment and payroll platform covering EOR, payroll consolidation, and multi-currency salary payments. The payments layer — initially with a limited supplier, then upgraded to Rapyd and subsequently to Currencycloud — is central to the product, enabling the Lano Wallet for bulk international payroll disbursements. The company positions itself as a unified OS for hiring, managing, and paying distributed workforces across 170+ countries.
Lano discloses Currencycloud as its banking provider, according to the Embedded Finance Index 2026.
Lano does not disclose a bank charter of its own; its banking services are provided through Currencycloud.
Lano processes payments through Stripe, Currencycloud and Rapyd. Disclosed money-movement rails: SWIFT.
Lano uses Currencycloud and Rapyd for FX and cross-border payouts.
Lano integrates with QuickBooks, Xero, DATEV and CANDIS.
The Embedded Finance Index 2026 maps 6 layers in Lano's stack: Payments / PSP (Stripe, Currencycloud and Rapyd); Money movement (SWIFT); Banking / BaaS (Currencycloud); Unified APIs (Currencycloud); FX & payouts (Currencycloud and Rapyd); Accounting (QuickBooks, Xero, DATEV and CANDIS).
Lano is founded in 2018 and headquartered in Berlin, Germany.
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