← Embedded Finance Index 2026/Vendor

Qonto

Provider
BaaSSpend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 2 categories.

qonto.comAlso analysed as a company — its own stack →
CategoriesBaaS, Spend / AP
Rank#48 of 322 in BaaS
Buyers8 companies
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Who uses Qonto
8 companies disclose Qonto in their stack
AntiboringcontentclubPowensKaliosOngridLewagonChiftPentaPny
Buyer mix · 8 of 8 classified
Fintech / SMB banking · 1Hardware / Consumer Electronics · 1Infrastructure / KYC · 1Infrastructure / Open banking · 1Infrastructure / Unified API (Financial Data) · 1unknown · 1Vertical SaaS / Education (EdTech Bootcamp) · 1Vertical SaaS / Marketing & Creator Economy · 1
EU · 5APAC · 1US · 1
What the disclosures say
Antiboringcontentclub
Qonto publicly lists Anti Boring Content Club as a customer at https://qonto.com/en/customers/antiboringcontentclub. The case study details use of sub-accounts with own IBANs for project-level budget tracking, automated receipt management, and invoicing.
View source · qonto.com
Kalios
Qonto publicly lists Kalios as a customer at qonto.com/en/customers/antiboringcontentclub.
Lewagon
Qonto publicly lists Le Wagon as a customer on its website at https://qonto.com/en/customers/antiboringcontentclub. This is a TIER 1 known_customer_listing confirming Le Wagon uses Qonto for business banking.
View source · qonto.com
Penta
getpenta.com: 'Qonto SA ist ein von der französischen Aufsichtsbehörde ACPR zugelassenes reguliertes Zahlungsinstitut (Lizenz N°16958)'.
Pny
Qonto publicly lists 'Pny' as a customer on their customer stories page (qonto.com/en/customers/antiboringcontentclub).
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Qonto? Claim this profile above to unlock your own full list.
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Alternatives to Qonto

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyersSutton Bank63 buyersCross River55 buyersPathward48 buyersUnit43 buyersClearBank38 buyersThread Bank32 buyersBackbase30 buyers
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Ranked #48 of 322 in BaaS — Embedded Finance Index 2026
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