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← Embedded Finance Index 2026

Ongrid

“Can OnGrid become the definitive digital identity and background-verification infrastructure layer for Indian businesses across employment, tenancy, lending, and onboarding use cases?”

HQBangalore, Karnataka, India
IndustryInfrastructure / KYC
The story

OnGrid (operated by Handy Online Solutions Private Limited) is an Indian background verification and identity platform that facilitates digital KYC, employment verification, tenancy checks, reference checks, and related compliance services. The platform serves businesses seeking to verify individuals across multiple use cases including hiring, lending, and onboarding. Its positioning around identity verification infrastructure places it squarely in India's fast-growing KYC/KYB compliance layer.

Last 12 months
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The stack
1 layer disclosed in Ongrid’s embedded-finance stack
Banking / BaaS
qonto
Accounting gap: none

Ongrid — frequently asked

What bank does Ongrid use?

Ongrid discloses qonto as its banking provider, according to the Embedded Finance Index 2026.

Is Ongrid a bank?

Ongrid does not disclose a bank charter of its own; its banking services are provided through qonto.

Where is Ongrid headquartered?

Ongrid is headquartered in Bangalore, Karnataka, India.

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