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← Embedded Finance Index 2026

Kalios

Industryunknown
The stack
2 layers disclosed in Kalios’s embedded-finance stack
Banking / BaaS
qonto
Spend / AP
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Kalios — frequently asked

What bank does Kalios use?

Kalios discloses qonto as its banking provider, according to the Embedded Finance Index 2026.

Is Kalios a bank?

Kalios does not disclose a bank charter of its own; its banking services are provided through qonto.

What is Kalios's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Kalios's stack: Banking / BaaS (qonto); Spend / AP (Qonto).

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