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RBL Bank

Sponsor bank
Card IssuingSponsor Bank

Sponsor bank tracked in the Embedded Finance Index. Named by 4 companies, most often as their sponsor bank.

rblbank.com ↗Also analysed as a company — its own stack →
TypeSponsor bank
Used asSponsor bank, Card issuer
Rank#47 of 199 in Sponsor Bank
Buyers4 companies
HeadquartersMumbai, Maharashtra, India
Founded1943

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How companies use RBL Bank

4 companies name RBL Bank in their stack. The most common role is sponsor bank (4). A company can use the same bank for more than one thing.

Sponsor bank4
Card issuer3
RBL Bank’s APIs · from Open Banking Tracker

RBL Bank publishes a developer portal.

Developer portal
developer.rblbank.com ↗
From Open Banking Tracker’s open dataset, record “RBL Bank”. Full API profile on Open Banking Tracker ↗
Background · from RBL Bank’s own dossier

Founded 1943 in Maharashtra as Ratnakar Bank, a small regional bank. Rebranded to RBL Bank in 2014 and pivoted into a national private-sector bank focused on retail liabilities, credit cards, MSME/business banking and transaction banking. Built one of India's largest fintech-partnered credit card portfolios (notably Bajaj Finserv co-brand) and API banking / co-branded card partnerships (RazorpayX). In 2026, Emirates NBD acquired a 60% controlling stake, moving RBL into a GCC-owned subsidiary structure.

Recent developments
  • 2026-06Emirates NBD acquired a 60% controlling stake in RBL Bank source ↗
Full dossier: RBL Bank’s own stack, layer by layer →
Who uses RBL Bank
4 companies disclose RBL Bank in their stack
KreditbeeKisshtRazorpayXRazorpay
Buyer mix · 4 of 4 classified
Fintech / Lending · 2Fintech / Payments · 1Fintech / SMB banking · 1
APAC · 4
What the disclosures say
Kreditbee
“IBS Intelligence: 'KreditBee has partnered with RuPay and RBL Bank for the launch of this product.”
Kissht
“Inc42 (2022) reports Kissht's Ring BNPL card was issued in partnership with RBL Bank and SBM Bank India.”
Razorpay
“RazorpayX Corporate Cards press release (June 2025) explicitly names Mastercard, RBL Bank and YES Bank as issuing partners.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent RBL Bank? Claim this profile above to unlock your own full list.
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What RBL Bank runs on · from its own dossier
The third-party providers RBL Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose RBL Bank.
PSP
razorpayStripe
Card Network
VisaMastercard
Spend / AP
RazorpayXRazorpay
Full dossier with evidence for each layer →
Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust100 buyers →Sutton Bank64 buyers →Cross River63 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for RBL Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #47 of 199 in Sponsor Bank — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/rbl-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/rbl-bank.svg"
       alt="Ranked #47 of 199 in Sponsor Bank — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/rbl-bank/install" width="1" height="1" alt="" style="display:none">

RBL Bank — frequently asked

Which companies use RBL Bank?

4 companies are linked to RBL Bank in the Embedded Finance Index 2026, through their own public disclosures or RBL Bank's published customer list, including Kreditbee, Kissht, RazorpayX and Razorpay.

What do fintechs use RBL Bank for?

RBL Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (4) and card issuer (3).

What are the alternatives to RBL Bank?

The most-named Sponsor Bank alternatives to RBL Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

Where is RBL Bank headquartered?

RBL Bank is founded in 1943 and headquartered in Mumbai, Maharashtra, India.

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