Sponsor bank tracked in the Embedded Finance Index. Named by 15 companies, most often as their sponsor bank.
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15 companies name Patriot Bank in their stack. The most common role is sponsor bank (13). A company can use the same bank for more than one thing.
Patriot Bank is a small Connecticut-based community bank (Fairfield/New Haven counties plus one Westchester, NY branch) chartered in 1994, publicly traded as PNBK. It offers standard retail and commercial banking — deposits, CDs, SBA and commercial real estate loans, business online banking with ACH/wires, and Clover-powered merchant processing via Fiserv. Under recent CEO Steven Sugarman (formerly of Banc of California and The Change Company CDFI), leadership has emphasized originations and strategic partnerships, but the bank does not publicly operate a BaaS or embedded finance program.
Full dossier: Patriot Bank’s own stack, layer by layer →Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Patriot Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #17 of 199 in Sponsor Bank — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/patriot-bank/install" width="1" height="1" alt="" style="display:none">15 companies are linked to Patriot Bank in the Embedded Finance Index 2026, through their own public disclosures or Patriot Bank's published customer list, including Lithic, Affiniti, Mercury, Order, Tola, Extra, Vola, Fizz, Apto Payments, Karma Card and 2 others.
Patriot Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (13), banking-as-a-service (7) and card issuer (3).
The most-named Sponsor Bank alternatives to Patriot Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).
Patriot Bank is founded in 1994 and headquartered in Stamford, Connecticut, USA.
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