← Embedded Finance Index 2026/Vendor

Patriot Bank

Provider
BaaSSponsor BankCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 17 companies across 3 categories.

patriotbank.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Sponsor Bank, Card Issuing
Rank#15 of 182 in Sponsor Bank
Buyers17 companies
Claim this profile

Work at Patriot Bank? Verify your work email to unlock your full disclosed buyer list.

Who uses Patriot Bank
17 companies disclose Patriot Bank in their stack
Mercury BetaLithicMercury FinancialAffinitiMercuryOrderTolaExtraVolaFizzApto PaymentsKarma Card+5 more
Buyer mix · 17 of 17 classified
Fintech / SMB banking · 6Fintech / Consumer banking · 5Infrastructure / Card issuing · 2Fintech / Prepaid & Disbursements · 1Horizontal SaaS / Spend Management · 1Infrastructure / Payments · 1Vertical SaaS / Restaurants · 1
US · 16
What the disclosures say
Mercury Beta
“https://mercury.com/legal — lists Choice Financial Group, Column N.A., and Evolve Bank & Trust (being phased out) agreements. https://mercury.com/blog/how-mercury-works-with-partner-banks — confirms partner banks are Choice Financial Group, Column N.A., Patriot Bank N.A. https://mercury.com/ — describes checking, savin…”
View source · mercury.com ↗
Lithic
“The Incentive Cardholder Agreement discloses Patriot Bank, N.A. as issuer for that specific product on the Mastercard network.”
Mercury Financial
“mercury.com homepage and footer cite Choice Financial Group and Column N.A. as Members FDIC providers; partner-bank blog names Choice, Column, and Patriot Bank, and the transition away from Evolve. mercury.com/legal/choice lists Choice agreements including Sweep Program Deposit Placement and Custodial Agreement.”
Affiniti
“BusinessWire: 'Powered by i2c's highly customizable payments platform, Affiniti is able to deliver credit programs ... on the Mastercard network.' FinTech Futures notes Patriot Bank as initial card issuer.”
Mercury
“Mercury Legal page (mercury.com/legal) names Choice Financial Group, Column N.A., and Evolve Bank & Trust under Business Banking policies, and Patriot Bank N.A. under Personal Banking.”
Order
“Cardholder Agreement: 'the Card has been issued to you by Patriot Bank, N.A.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Patriot Bank? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Patriot Bank’s disclosed buyers are headquartered. Represent Patriot Bank? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Alternatives to Patriot Bank

Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust80 buyers →Sutton Bank63 buyers →Cross River50 buyers →Pathward43 buyers →Celtic Bank35 buyers →Community Federal Savings Bank35 buyers →Thread Bank29 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for Patriot Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #15 of 182 in Sponsor Bank — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/patriot-bank?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/patriot-bank.svg"
       alt="Ranked #15 of 182 in Sponsor Bank — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/patriot-bank/install" width="1" height="1" alt="" style="display:none">