← Embedded Finance Index 2026/Vendor

Coastal Community Bank

Provider
BaaSSponsor BankCard IssuingLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 22 companies across 4 categories.

coastalcommunitybank.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Sponsor Bank, Card Issuing, Lending
Rank#18 of 322 in BaaS
Buyers22 companies
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Who uses Coastal Community Bank
22 companies disclose Coastal Community Bank in their stack
Till FinancialOnePayKikoffProsperSplitwiseGreenwoodX1BrigitAvenAspirationBlueVineFinstro+10 more
Buyer mix · 22 of 22 classified
Fintech / Consumer banking · 9Fintech / Neobank · 3Fintech / SMB banking · 3Fintech / Investment · 2Fintech / Lending · 2Fintech / Consumer lending · 1Vertical SaaS / Education · 1Vertical SaaS / Legal & Equity Management · 1
US · 18UK · 1APAC · 1MENA · 1
What the disclosures say
Till Financial
“Till Financial's Privacy Policy and Deposit Account Agreement both explicitly state: 'Till Financial, Inc. deposit accounts are issued by Coastal Community Bank, Member FDIC.' Also confirmed by bankingembedded.com listing Coastal Community Bank as Till Financial's known customer/partner.”
OnePay
“OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated.' Deposit Account Agreement at https://www.onepay.com/legal/lead-deposit-account-agreement. Banking product page at https://www.onepay.com/banking.”
View source · onepay.com ↗
Kikoff
“kikoff.com/kikoff-secured-card-agreement states: 'The Kikoff Secured Card (Card) Deposit Account (Deposit Account) is issued by Coastal Community Bank, Member FDIC.' Also corroborated by known_customer_listings: Coastal Community Bank publicly lists Kikoff as a customer at bankingembedded.com.”
Splitwise
“Splitwise Pay Terms of Service (splitwise.com/pay/splitwise-pay-coastal-terms) explicitly names 'our partner bank Coastal Community Bank, Member FDIC' and states all banking and payment services are provided by Coastal Community Bank.”
Greenwood
“Banking services provided by Coastal Community Bank, Member FDIC.”
X1
“x1.co homepage states: 'Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Coastal Community Bank? Claim this profile above to unlock your own full list.
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Alternatives to Coastal Community Bank

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #18 of 322 in BaaS — Embedded Finance Index 2026
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