← Embedded Finance Index 2026/Vendor

Blue Ridge Bank

Provider
BaaSSponsor BankLendingCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 30 companies across 4 categories.

blueridgebank.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Sponsor Bank, Lending, Card Issuing
Rank#12 of 322 in BaaS
Buyers30 companies
RegulatoryOCC consent order 2022/2024
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Regulatory status
OCC consent order 2022/2024. source ↗
Who uses Blue Ridge Bank
30 companies disclose Blue Ridge Bank in their stack
TruckSmarterBriqFlexible Finance (flex)Invoice2go MoneyBest Egg (marlette)UncappedForageWindenNovelLoaner FinanceKloverRetirable+18 more
Buyer mix · 30 of 30 classified
Fintech / SMB banking · 8Fintech / Lending · 5Fintech / Consumer banking · 3Vertical SaaS / Construction · 3Fintech / Investment · 2Fintech / Insurtech · 1Fintech / Payments · 1Infrastructure / BaaS · 1
US · 24UK · 3
What the disclosures say
Briq
“Blue Ridge Bank (bankingembedded.com) publicly lists Briq as a customer — TIER 1 known_customer_listing.”
Flexible Finance (flex)
“Lead Bank publicly lists Flex as a customer per bankingembedded.com. getflex.com/legal states: 'All loans, lines of credit (including Flex Rent), banking services, and payment transmissions are offered by Lead Bank or Column N.A., Member FDIC.' Blue Ridge Bank also listed as customer on bankingembedded.com (possibly hi…”
Invoice2go Money
“Business Deposit Account Agreement names Blue Ridge Bank, N.A. as the current sponsor bank.”
Best Egg (marlette)
“Loans are originated via sponsor banks (Cross River Bank, Column N.A., Blue Ridge Bank, First Bank & Trust) and serviced/marketed by Marlette entities.”
Forage
“Blue Ridge Bank publicly lists Forage as a customer on bankingembedded.com (known_customer_listings TIER 1).”
Winden
“Blue Ridge Bank publicly lists Winden as a customer on bankingembedded.com (TIER 1).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Blue Ridge Bank? Claim this profile above to unlock your own full list.
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Alternatives to Blue Ridge Bank

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #12 of 322 in BaaS — Embedded Finance Index 2026
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