Bank tracked in the Embedded Finance Index. Named by 29 companies, most often as their banking-as-a-service.
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29 companies name Blue Ridge Bank in their stack. The most common role is banking-as-a-service (25). A company can use the same bank for more than one thing.
Open Banking Tracker has no developer portal on file for Blue Ridge Bank. One aggregator connects to its accounts.
Blue Ridge Bank spent its first ~120 years as a small Virginia community bank (chartered 1893 as Page Valley Bank). Renamed in 2011, it grew via mergers with Virginia Community Bank (2019) and Virginia Commonwealth Bank (2021), then aggressively expanded into Banking-as-a-Service, taking on nearly 50 fintech partners. That strategy backfired: the OCC issued formal actions in 2022 flagging 'unsafe or unsound' practices in the BaaS program, forcing Blue Ridge to wind partners down to a 'limited number' by 2023. It is now being absorbed by HomeTrust Bank, effectively ending it as an independent BaaS sponsor.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Blue Ridge Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<img src="https://www.embeddedfinanceindex.com/api/badge/blue-ridge-bank.svg"
alt="Ranked #16 of 347 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/blue-ridge-bank/install" width="1" height="1" alt="" style="display:none">29 companies disclose Blue Ridge Bank in their stack in the Embedded Finance Index 2026, including TruckSmarter, Briq, Flexible Finance (flex), Invoice2go Money, Best Egg (marlette), Uncapped, Forage, Winden, Novel, Loaner Finance and 2 others.
Blue Ridge Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (25), sponsor bank (22) and card issuer (2).
Yes: OCC consent order 2022/2024.
The most-disclosed BaaS alternatives to Blue Ridge Bank are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (57 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Blue Ridge Bank is founded in 1893 and headquartered in Virginia, USA.
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