Sponsor bank tracked in the Embedded Finance Index. Named by 14 companies, most often as their sponsor bank.
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14 companies name Metropolitan Commercial Bank in their stack. The most common role is sponsor bank (13). A company can use the same bank for more than one thing.
Metropolitan Commercial Bank was founded in 1999 as an entrepreneurial NYC community bank and later built a sizeable Global Payments Group offering sponsor-bank / BaaS services for prepaid card programs (a peer to Sutton, Pathward, and The Bancorp). In 2022–2023 MCB publicly exited that fintech-as-a-service prepaid business to refocus on its core commercial franchise — commercial real estate, C&I, and treasury management for law firms, healthcare, EB-5, title & escrow, charter schools and property managers. In parallel, MCB modernized its payments rails with Finzly on top of dual cores (Fiserv + Finxact) to continue serving remaining regulated fintech clients (e.g. Payoneer, Revolut) with wires, ACH, FedNow, virtual accounts and FX.
Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Metropolitan Commercial Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #16 of 199 in Sponsor Bank — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/metropolitan-commercial-bank/install" width="1" height="1" alt="" style="display:none">14 companies are linked to Metropolitan Commercial Bank in the Embedded Finance Index 2026, through their own public disclosures or Metropolitan Commercial Bank's published customer list, including Usio, Splash Wallet, Equals Money, Nexs Card, Quyana Card, Jpay, Sacbe Payments, Mesh Payments, Capway, Avidxchange and 2 others.
Metropolitan Commercial Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (13), banking-as-a-service (11) and card issuer (1).
The most-named Sponsor Bank alternatives to Metropolitan Commercial Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).
Metropolitan Commercial Bank is founded in 1999 and headquartered in New York, NY, USA (99 Park Ave, 12th Floor, New York, NY 10016).
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