Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded in 2022 by former Delivery Hero fintech leaders who had built an in-house global payments platform serving 70+ countries, Payrails externalizes that thesis: a modular, provider-agnostic payments OS for enterprises. It has expanded from pure payment orchestration into a wider financial infrastructure suite — token vault, reconciliation, chargebacks, payouts, unified analytics, and fee monitoring — and in 2026 leaned hard into AI-native workflows with 'Ask Payrails' as its next positioning bet.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<a href="https://www.embeddedfinanceindex.com/vendors/payrails?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/payrails.svg"
alt="Ranked #313 of 528 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/payrails/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Payrails in the Embedded Finance Index 2026, through their own public disclosures or Payrails's published customer list, including InDrive and Eneba.
Payrails is an embedded-finance provider in PSP. It ranks #313 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Payrails are Stripe (783 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (89 buyers) and Mollie (63 buyers).
Payrails was founded by Orkhan Abdullayev, Emre Talay and Nicolas (Nico) and is founded in 2022, headquartered in Berlin, Germany.
Payrails has raised $52.8M+ in total.
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