Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 2 categories.
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Founded 2016 as an African cross-border payment gateway connecting local card schemes, bank accounts, and mobile-money rails. Expanded from acquiring to a full-stack financial infrastructure platform — adding remittances (Send), virtual cards, POS, and a lending marketplace (Flutterwave Capital) powered by third-party African banks. Now positions itself as pan-African payments infrastructure with international payout corridors into USD/EUR/GBP.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/flutterwave/install" width="1" height="1" alt="" style="display:none">9 companies disclose Flutterwave in their stack in the Embedded Finance Index 2026, including Stanbic IBTC, Cornerstone Insurance Plc, Sycamore.NG, Bamboo, SEAMFIX, SeamlessHR, VeendHQ (Techstars '23), OnePipe and Payrails.
Flutterwave is an embedded-finance provider in PSP and FX / Payouts. It ranks #44 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Flutterwave are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Flutterwave was founded by Iyinoluwa Aboyeji and Olugbenga Agboola and is founded in 2016, headquartered in San Francisco, California, USA (and Lagos, Nigeria).
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