← Embedded Finance Index 2026/Vendor

American Express

Provider
Card NetworkCard IssuingLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 67 companies across 3 categories.

americanexpress.com ↗Also analysed as a company — its own stack →
CategoriesCard Network, Card Issuing, Lending
Rank#4 of 15 in Card Network
Buyers67 companies
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Who uses American Express
67 companies disclose American Express in their stack
CrediMaxLithicShift4CventAmerican Express Global Business TravelMineralTreeJusttFirst Electronic BankFinmoFabrickJustiFiUNICRED+55 more
Buyer mix · 67 of 67 classified
Infrastructure / Payments · 15Horizontal SaaS / Spend Management · 6Bank / National · 5Bank / Sponsor · 4Fintech / Lending · 3Fintech / Neobank · 3Fintech / Consumer banking · 2Infrastructure / Open banking · 2
US · 35LATAM · 9EU · 5MENA · 4APAC · 4UK · 3
What the disclosures say
Shift4
“GDPR policy statement: 'Shift4 operates as an Independent Sales Organization (ISO) reselling American Express, Discover Card, JCB, MasterCard, and Visa credit card processing services under a West America Bank sponsorship.' Shift4 is PCI DSS-validated Visa TPA and Mastercard TPP.”
Cvent
“Cvent Payments product page + release notes: 'Accept all major credit cards (Visa, Mastercard, American Express, Discover)' plus Apple Pay/Google Pay.”
American Express Global Business Travel
“American Express Sync publicly lists Amex GBT as a customer (TIER 1 known_customer_listing).”
MineralTree
“American Express Sync publicly lists MineralTree as a customer, indicating MineralTree's virtual card product uses American Express card infrastructure.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent American Express? Claim this profile above to unlock your own full list.
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Alternatives to American Express

Other Card Network providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Visa332 buyers →Mastercard310 buyers →Discover106 buyers →Verve24 buyers →UnionPay12 buyers →Elo4 buyers →JCB4 buyers →RuPay3 buyers →
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Ranked #4 of 15 in Card Network — Embedded Finance Index 2026
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