Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Founded 2003 as German payment processor Heidelpay. Rebranded to Unzer in 2020 to consolidate 13 acquired entities under one brand, evolving from a domestic acquirer into a pan-European PSP with BNPL, POS, and e-commerce coverage. Moved HQ to Berlin in 2022 to underscore the European ambition. Focus is on merchant-facing payments plus a whitelabel BNPL/invoice/installment stack that Unzer underwrites itself.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #368 of 533 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/unzer/install" width="1" height="1" alt="" style="display:none">2 companies disclose Unzer in their stack in the Embedded Finance Index 2026, including Spryker and Payrails.
Unzer is an embedded-finance provider in PSP. It ranks #368 of 533 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to Unzer are Stripe (750 buyers), Adyen (272 buyers), PayPal (145 buyers), Checkout.com (112 buyers), Worldpay (87 buyers) and Mollie (58 buyers).
Unzer is founded in 2003 and headquartered in Berlin, Germany.
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