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← Embedded Finance Index 2026/Vendor

PayU

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 13 companies across 1 category.

payu.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#32 of 528 in PSP
Buyers13 companies
HeadquartersHoofddorp, Netherlands
Founded2002
FoundersJose Velez, Martin Schrimpff, Arjan Bakker, Grzegorz Brochocki, Nitin Gupta, Shailaz Nag, Narendra Nandal

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Founders & story · from PayU’s own dossier

PayU emerged from Naspers' roll-up of regional payment gateways into a single brand in 2014, becoming Prosus/Naspers' fintech arm. After divesting its global payments business in 2023, PayU refocused on emerging markets — India, LatAm, Africa, CEE — combining payment acceptance with embedded credit products (BNPL, MCA via YouLend, PayU Finance NBFC lending in India). The strategic question is whether a regional emerging-markets payments+credit player can outcompete global PSPs locally.

Full dossier: PayU’s own stack, layer by layer →
Who uses PayU
13 companies disclose PayU in their stack
JusttHDFC BankBashJuspayAlegraBind ERPAllegro PayMesfixBriskpeTally SolutionsFlipkartPayrails+1 more
Buyer mix · 13 of 13 classified
Infrastructure / Payments · 4E-commerce / Platform · 2Fintech / Lending · 2Vertical SaaS / Accounting · 2Bank / National · 1Fintech / Cross-border payments · 1Horizontal SaaS / Accounting · 1
APAC · 5LATAM · 3EU · 2MENA · 1Africa · 1US · 1
What the disclosures say
Bash
“BashPay help article: 'BashPay offers a seamless and secure payment experience powered by TFG Money, Stitch, Payflex and PayU.' Card processing via PayU; EFT and Capitec Pay via Stitch; BNPL via Payflex; RCS card via PayU.”
Juspay
“juspay.in homepage describes dynamic routing across PSPs; docs.juspay.in/split-settlements lists supported PA/PG: Razorpay, PayU, Paytm, Easebuzz, Gocashfree, Simpl, CCAVENUE, TPSL; Hyperswitch docs reference Stripe as a connector”
Alegra
“Alegra Marketplace lists PayU, MercadoPago, Nequi, and VisaNet Dominicana as payment integrations.”
Bind ERP
“Bind ERP's own marketplace page at bind.com.mx/marketplace-aplicaciones/pay-u explicitly lists PayU as a payment integration for collecting payments online with multiple payment methods.”
Allegro Pay
“Allegro Terms attach PayU as the named payment service provider for Allegro marketplace transactions (PayU S.A., Poznań, KRS 0000274399).”
Mesfix
“https://info.mesfix.com/emp_conv/liquidez — 'todo pasa de punta a punta por medio de la pasarela de pago PayU'”
View source · info.mesfix.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent PayU? Claim this profile above to unlock your own full list.
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What PayU runs on · from its own dossier
The third-party providers PayU itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose PayU.
PSP
iyzico
FX / Payouts
CitibankPayU Multi-Currency PricingPayU International Currency Payouts
Full dossier with evidence for each layer →
Alternatives to PayU

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for PayU’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #32 of 528 in PSP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/payu?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/payu.svg"
       alt="Ranked #32 of 528 in PSP — Embedded Finance Index 2026">
</a>
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PayU — frequently asked

Which companies use PayU?

13 companies are linked to PayU in the Embedded Finance Index 2026, through their own public disclosures or PayU's published customer list, including Justt, HDFC Bank, Bash, Juspay, Alegra, Bind ERP, Allegro Pay, Mesfix, Briskpe, Tally Solutions and 2 others.

What does PayU do?

PayU is an embedded-finance provider in PSP. It ranks #32 of 528 PSP providers by linked companies.

What are the alternatives to PayU?

The most-named PSP alternatives to PayU are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Who founded PayU?

PayU was founded by Jose Velez, Martin Schrimpff, Arjan Bakker, Grzegorz Brochocki, Nitin Gupta, Shailaz Nag and Narendra Nandal and is founded in 2002, headquartered in Hoofddorp, Netherlands.

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