← Embedded Finance Index 2026/Vendor

Clair

Provider

EWA Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 10 companies across 2 categories.

clair.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗

CategoriesEWA, Lending
Rank#1 of 11 in EWA
Buyers10 companies

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Founders & story · from Clair’s own dossier

Clair is an embedded earned wage access (EWA) provider that white-labels on-demand pay into HR, payroll, and workforce-management apps. Public partners include Gusto, where Clair embeds advances directly into the payroll platform with no employer setup required.

Recent developments

2026-10Launched Clair Connect, extending embedded on-demand pay beyond payroll/WFM platforms into banking/fintech apps and shift-pickup apps. Payroll-connected sign-ups get fast onboarding and near-100% approval with repayment via payroll election; workforce-platform sign-ups rely on time/attendance/cash-flow data instead. No partners named yet — Clair says these will be announced over the following months. source ↗

Full dossier: Clair’s own stack, layer by layer →

Who uses Clair

10 companies disclose Clair in their stack

Intuit QuickBooks 7shifts Criterion Humanity (TCP Software)Evoliz Alan TriNet IDEXX Arthur Online BambooHR

Buyer mix · 10 of 10 classified

Horizontal SaaS / HR & Payroll · 4Horizontal SaaS / Accounting · 2Fintech / Insurtech · 1Vertical SaaS / Real Estate · 1Vertical SaaS / Restaurants · 1Vertical SaaS / Veterinary · 1

US · 4 EU · 3 UK · 2 Canada · 1

What the disclosures say

Intuit QuickBooks

“quickbooks.intuit.com homepage lists Payroll and Contractor Payments. getclair.com publicly lists Intuit QuickBooks as a customer (TIER 1 known_customer_listing).”

7shifts

“Money movement for payroll is via Check; EWA disbursement via Clair.”

Criterion

“IBS Intelligence publicly lists Criterion as a customer in its article 'Clair and Criterion partner to offer on-demand pay to mid-market businesses' at https://ibsintelligence.com/ibsi-news/clair-and-criterion-partner-to-offer-on-demand-pay-to-mid-market-businesses/. This is a TIER 1 known_customer_listing.”

View source · ibsintelligence.com ↗

Humanity (TCP Software)

“Getclair.com publicly lists Humanity (TCP Software) as a customer (TIER 1 known_customer_listing).”

TriNet

“Clair publicly lists TriNet as a customer at getclair.com, satisfying TIER 1 known_customer_listings attribution for EWA.”

BambooHR

“On-Demand Pay powered by Clair confirmed via BambooHR marketplace listing, product page, and May 2026 press release.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Clair? Claim this profile above to unlock your own full list.

What Clair runs on · from its own dossier

The third-party providers Clair itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Clair.

BaaS

Pathward

Full dossier with evidence for each layer →

Alternatives to Clair

Other EWA providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

DailyPay9 buyers →Stripe8 buyers →Branch7 buyers →ZayZoon7 buyers →Tapcheck3 buyers →Gusto Embedded2 buyers →Payfare2 buyers →Astra1 buyer →

Share this rank

An embeddable badge for Clair’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Copy-paste snippet

<a href="https://www.embeddedfinanceindex.com/vendors/clair?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/clair.svg"
       alt="Ranked #1 of 11 in EWA — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/clair/install" width="1" height="1" alt="" style="display:none">

Clair — frequently asked

Which companies use Clair?

10 companies are linked to Clair in the Embedded Finance Index 2026, through their own public disclosures or Clair's published customer list, including Intuit QuickBooks, 7shifts, Criterion, Humanity (TCP Software), Evoliz, Alan, TriNet, IDEXX, Arthur Online and BambooHR.

What does Clair do?

Clair is an embedded-finance provider in EWA and Lending. It ranks #1 of 11 EWA providers by linked companies.

What are the alternatives to Clair?

The most-named EWA alternatives to Clair are DailyPay (9 buyers), Stripe (8 buyers), Branch (7 buyers), ZayZoon (7 buyers), Tapcheck (3 buyers) and Gusto Embedded (2 buyers).

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