← Embedded Finance Index 2026/Vendor

Payfare

Provider
BaaSEWACard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 3 categories.

payfare.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesBaaS, EWA, Card Issuing
Rank#123 of 322 in BaaS
Buyers3 companies
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Who uses Payfare
3 companies disclose Payfare in their stack
Lyft Cash RewardsXtmLyft
Buyer mix · 3 of 3 classified
Marketplace / Gig economy · 2Fintech / SMB banking · 1
US · 2Canada · 1
What the disclosures say
Lyft Cash Rewards
“cdn.lyft.com/static/legal/docs/ld/payfare-program-terms.html names Payfare International, Inc. and Stride Bank N.A. as the Lyft Direct providers. help.lyft.com/hc/en-us/all/articles/360022461073 confirms 'We work with a company called Payfare to provide Lyft Direct.'”
Xtm
“IBSIntelligence: 'XTM and Payfare to roll out its Today Financial program across USA' — Payfare is a known card-issuing/banking platform for gig workers.”
Lyft
“Lyft Help page (help.lyft.com) explicitly states 'We work with a company called Payfare to provide Lyft Direct' and references 'Stride Bank Account Agreement', confirming Payfare as BaaS provider and Stride Bank as sponsor bank.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Payfare? Claim this profile above to unlock your own full list.
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Alternatives to Payfare

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyers →Sutton Bank63 buyers →Cross River55 buyers →Pathward48 buyers →Unit43 buyers →ClearBank38 buyers →Thread Bank32 buyers →Backbase30 buyers →
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Ranked #123 of 322 in BaaS — Embedded Finance Index 2026
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