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Astra

Provider
PSPEWA

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 2 categories.

astra.finance ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPSP, EWA
Rank#44 of 528 in PSP
Buyers8 companies
HeadquartersSan Francisco, CA, USA
Founded2016
Raised$10M equity + $30M credit line

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Founders & story · from Astra’s own dossier

Astra, Inc. started as an API for financial automation and money movement. The company pivoted into instant payments infrastructure, specifically enabling card-to-card (debit) transfers — a capability it launched in 2021 via a partnership with Cross River Bank and Visa Direct. By 2022 it had raised a Series A and positioned itself as a multi-vertical instant payments API serving BaaS platforms, earned wage access providers, lenders, and SaaS companies that want to embed instant disbursements.

Latest round: Series A, October 2022
Full dossier: Astra’s own stack, layer by layer →
Who uses Astra
8 companies disclose Astra in their stack
DoorDashKlearSpotOnOscilarHighnoteKanmonTillZeal
Buyer mix · 8 of 8 classified
Fintech / Consumer banking · 1Fintech / SMB banking · 1Infrastructure / Card issuing · 1Infrastructure / Lending · 1Infrastructure / Payroll · 1Infrastructure / Risk Decisioning · 1Marketplace / Food delivery · 1Vertical SaaS / Restaurants · 1
US · 8
What the disclosures say
DoorDash
“Tempo stablecoin payout partnership confirmed by CryptoBriefing and Yahoo Finance. [coerced currencies: kept "USD", also reported: CAD; AUD; NZD; multi-currency] Astra's Payments Cloud began powering instant deposits for DoorDash Crimson in July 2026, letting Dashers add funds from external accounts in real time via V…”
View source · prnewswire.com ↗
SpotOn
“The SpotOn Consumer Card Cardholder Agreement states 'The Card is issued by Sutton Bank, pursuant to a license from VISA Inc.' and 'SpotOn facilitates access to banking and deposit services provided by Sutton Bank, Member FDIC.' DayCheck tips are loaded to the SpotOn Card wallet with Astra facilitating ACH transfers.”
Kanmon
“Kanmon's privacy policy explicitly names Astra as the third-party payment processor: 'We use Astra to facilitate and automate certain payment transactions...”
Till
“Astra (astra.finance) is confirmed as Till's money-movement infrastructure provider, powering ACH, RTP, FedNow, push-to-card (Visa Direct / Mastercard Move), and instant account funding — placing Astra in payments rather than a traditional PSP/acquirer role.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Astra? Claim this profile above to unlock your own full list.
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What Astra runs on · from its own dossier
The third-party providers Astra itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Astra.
PSP
Cross RiverVisa Direct
Sponsor Bank
Cross River
BaaS
Cross River
FX / Payouts
Cross River
Full dossier with evidence for each layer →
Alternatives to Astra

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Astra’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #44 of 528 in PSP — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/astra?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/astra.svg"
       alt="Ranked #44 of 528 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/astra/install" width="1" height="1" alt="" style="display:none">

Astra — frequently asked

Which companies use Astra?

8 companies are linked to Astra in the Embedded Finance Index 2026, through their own public disclosures or Astra's published customer list, including DoorDash, Klear, SpotOn, Oscilar, Highnote, Kanmon, Till and Zeal.

What does Astra do?

Astra is an embedded-finance provider in PSP and EWA. It ranks #44 of 528 PSP providers by linked companies.

What are the alternatives to Astra?

The most-named PSP alternatives to Astra are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Astra headquartered?

Astra is founded in 2016 and headquartered in San Francisco, CA, USA.

How much funding has Astra raised?

Astra has raised $10M equity + $30M credit line in total.

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