← Embedded Finance Index 2026/Vendor

ZayZoon

Provider
PayrollEWA

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 2 categories.

zayzoon.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPayroll, EWA
Rank#5 of 10 in EWA
Buyers6 companies
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Who uses ZayZoon
6 companies disclose ZayZoon in their stack
ExactIrisADPWendysCountry FairRight At Home
Buyer mix · 6 of 6 classified
Horizontal SaaS / HR & Payroll · 2Horizontal SaaS / Accounting · 1Vertical SaaS / Convenience & Fuel Retail · 1Vertical SaaS / Healthcare · 1Vertical SaaS / Restaurants · 1
US · 3EU · 2
What the disclosures say
Exact
“Page at exactpayroll.com/solutions/zay-zoon explicitly describes Exact Payroll + ZayZoon partnership, offering earned wage access to Exact Payroll clients' employees.”
Iris
“IRIS Software Group press release at https://www.irisglobal.com/news/iris-partners-with-zayzoon-to-deliver-earned-wage-access/ explicitly names IRIS Software Group partnering with ZayZoon to deliver earned-wage-access and financial wellbeing tools.”
View source · irisglobal.com ↗
ADP
“adp.com/what-we-offer/products/adp-embedded-payroll.aspx; ZayZoon Wages On-Demand integrates with ADP Workforce Now Next Gen via ADP Marketplace.”
Wendys
“ZayZoon publicly lists Wendy's as a customer on its customer stories page (zayzoon.com/customer-stories).”
Country Fair
“ZayZoon publicly lists Country Fair as a customer on its customer stories page at zayzoon.com/customer-stories.”
Right At Home
“ZayZoon publicly lists Right At Home (Westside, Los Angeles, CA — 250 employees, in-home senior care) as a customer on its own site at https://www.zayzoon.com/right-at-home, describing how ZayZoon saves Right At Home 10 hours per month on payroll processing by providing employees on-demand pay access without HR involve…”
View source · zayzoon.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent ZayZoon? Claim this profile above to unlock your own full list.
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Alternatives to ZayZoon

Other EWA providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

DailyPay10 buyers →Stripe8 buyers →Branch7 buyers →Clair6 buyers →Payfare2 buyers →Tapcheck2 buyers →gusto1 buyer →Visa1 buyer →
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Ranked #5 of 10 in EWA — Embedded Finance Index 2026
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