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Vartana

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 1 category.

vartana.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesLending
Rank#22 of 254 in Lending
Buyers8 companies
HeadquartersSan Francisco, California, United States
Founded2020
FoundersKush Kella, Ahmed Sharif
Raised$89M

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Founders & story · from Vartana’s own dossier

Vartana was founded in 2020 by two former Motive (KeepTruckin) operators as a CRM-embedded B2B checkout platform with integrated financing for high-ACV, sales-driven deals in technology, healthcare, and construction. The company operates as a licensed California lender (CFL 60DBO-151245) and has evolved into an AI-driven vendor financing platform with automated credit approvals and multi-currency global financing. In June 2025 it was acquired by Capchase, folding into a broader software/equipment financing group.

Latest round: Acquired by Capchase (June 2025)
Recent developments
  • 2025-06Capchase acquires Vartana to modernize vendor financing and expand customer programs. source ↗
Full dossier: Vartana’s own stack, layer by layer →
Who uses Vartana
8 companies disclose Vartana in their stack
Microsoft Dynamics 365SophosDomoFortinetVerkadaRubrikConnectWiseMotive
Buyer mix · 8 of 8 classified
Horizontal SaaS / Accounting · 2Vertical SaaS / Cybersecurity · 2Cybersecurity / Network Security · 1Vertical SaaS / Fleet Management · 1Vertical SaaS / MSP (Managed Service Providers) · 1Vertical SaaS / Physical Security · 1
US · 7UK · 1
What the disclosures say
Microsoft Dynamics 365
“Vartana publicly lists Microsoft Dynamics 365 as a customer (known_customer_listings).”
Sophos
“Vartana publicly lists Sophos as a customer at vartana.com (TIER 1 — known_customer_listing).”
Domo
“Vartana publicly lists Domo as a customer at vartana.com (TIER 1 known_customer_listing).”
Fortinet
“Vartana publicly lists Fortinet as a customer on its website (vartana.com).”
Verkada
“Vartana publicly lists Verkada as a customer on vartana.com (known_customer_listings TIER 1).”
Rubrik
“Vartana publicly lists Rubrik as a customer on its website (vartana.com).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Vartana? Claim this profile above to unlock your own full list.
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What Vartana runs on · from its own dossier
The third-party providers Vartana itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Vartana.
PSP
checkout
Lending
capchase
KYC
Plaid
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to Vartana

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm65 buyers →Klarna55 buyers →YouLend45 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis21 buyers →Afterpay16 buyers →
Share this rank

An embeddable badge for Vartana’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #22 of 254 in Lending — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/vartana?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/vartana.svg"
       alt="Ranked #22 of 254 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/vartana/install" width="1" height="1" alt="" style="display:none">

Vartana — frequently asked

Which companies use Vartana?

8 companies are linked to Vartana in the Embedded Finance Index 2026, through their own public disclosures or Vartana's published customer list, including Microsoft Dynamics 365, Sophos, Domo, Fortinet, Verkada, Rubrik, ConnectWise and Motive.

What does Vartana do?

Vartana is an embedded-finance provider in Lending. It ranks #22 of 254 Lending providers by linked companies.

What are the alternatives to Vartana?

The most-named Lending alternatives to Vartana are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

Who founded Vartana?

Vartana was founded by Kush Kella and Ahmed Sharif and is founded in 2020, headquartered in San Francisco, California, United States.

How much funding has Vartana raised?

Vartana has raised $89M in total.

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