Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 1 category.
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Founded in 2020 as a revenue-based financing (RBF) platform for SaaS companies, Capchase enabled founders to access upfront capital against their future ARR without dilution. After raising a Series B in 2022, the company pivoted sharply — discontinuing RBF entirely by 2023 and repositioning as a B2B vendor-financing/BNPL platform (Capchase Pay) embedded directly into the sales workflows (Salesforce, HubSpot, Stripe checkout) of software and hardware vendors. The current model sees Capchase lending directly to buyers, paying vendors upfront, and competing in the $1.3 trillion vendor-financing market historically dominated by banks and OEM captive finance arms.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #31 of 254 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/capchase/install" width="1" height="1" alt="" style="display:none">5 companies are linked to Capchase in the Embedded Finance Index 2026, through their own public disclosures or Capchase's published customer list, including Wetransact, Veza Digital, DataSnipper, Iotap and Vartana.
Capchase is an embedded-finance provider in Lending. It ranks #31 of 254 Lending providers by linked companies.
The most-named Lending alternatives to Capchase are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Capchase was founded by Przemek Gotfryd and Miguel Fernandez and is founded in 2020, headquartered in New York, NY, USA.
Capchase has raised $400M+ (equity + debt) in total.
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