← Embedded Finance Index 2026/Vendor

Afterpay

Provider
LendingPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 17 companies across 2 categories.

afterpay.comAlso analysed as a company — its own stack →
CategoriesLending, PSP
Rank#10 of 223 in Lending
Buyers17 companies
OwnerBlock (2022)
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Ownership
Acquired by Block in 2022.
Who uses Afterpay
17 companies disclose Afterpay in their stack
FinixWix PaymentsBlock AustraliaCity PerfumeChargeflowBlockAnthropologieUlta BeautyYouLi - Destination Event Travel PlanningOscilarTPC (The Pro’s Closet)Thinkific+5 more
Buyer mix · 17 of 17 classified
E-commerce / Retail · 5Fintech / SMB banking · 2Fintech / Fraud & Chargeback Management · 1Horizontal SaaS / Data & Analytics · 1Horizontal SaaS / Website Builder · 1Infrastructure / Payments · 1Infrastructure / Risk Decisioning · 1Marketplace / Two-sided · 1
US · 12APAC · 2MENA · 1Canada · 1UK · 1
What the disclosures say
Finix
BNPL docs list Afterpay. [coerced currencies: kept "USD", also reported: CAD]
Block Australia
Block.xyz brand list confirms Square, Cash App, Afterpay are operated by Block.
City Perfume
Afterpay case study on afterpay.com explicitly names City Perfume and documents 30% sales uplift since 2017.
Block
Block's own site (block.xyz) describes Square as a point-of-sale payment-acceptance product, Cash App Pay as a consumer payment method, and Afterpay as a BNPL scheme — all self-operated under the Block umbrella.
Anthropologie
Anthropologie's own ordering-and-payment help page lists credit/debit cards and references Afterpay and Klarna.
Ulta Beauty
Afterpay publicly lists Ulta Beauty as a customer (known_customer_listings, TIER 1).
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Afterpay? Claim this profile above to unlock your own full list.
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Alternatives to Afterpay

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm54 buyersYouLend35 buyersMambu34 buyersKlarna33 buyersStripe Capital28 buyersWisetack27 buyersLiberis18 buyersfinmid16 buyers
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Ranked #10 of 223 in Lending — Embedded Finance Index 2026
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