checkout
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 59 companies across 1 category.
CategoriesPSP
Rank#7 of 538 in PSP
Buyers59 companies
HeadquartersLondon, United Kingdom
Founded2009
FoundersGuillaume Pousaz
Raised~$1.8B+
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Founders & story · from checkout’s own dossier
Founded in 2009 as Opus Payments, the company rebranded to Checkout.com in 2012 and positioned itself as a full-stack payments provider — acting simultaneously as gateway, acquirer, processor, and risk engine — targeting enterprise clients in e-commerce, tech, and media. It scaled rapidly through 2021-2022, reaching a $40B peak valuation during the ZIRP era before suffering a sharp correction to $9.35B by 2023. By 2024-2025, the company reached operational profitability, stabilised at $12B valuation, and deepened its Platforms/PayFac product to address marketplace and platform-as-a-payfac use cases alongside its core acquiring business.
Latest round: Series D, January 2022
Recent developments
- 2026-09-10At its Thrive merchant summit, Head of North America Zack Levine reports Q2 2026 US payment volume up 126% year on year, the US now its fastest-growing region and on track to pass $100B annual processing volume; launches four North America products — Platforms (marketplaces, SaaS, ISVs), Direct Acquiring, Payouts (RTP alongside ACH, Pay-to-Card in Canada) and US Issuing (physical and virtual cards fundable straight from acquired balances, no pre-funding) — plus a new Mexico hub. Named US merchants include Uber, Spotify, Microsoft, eBay, Coinbase, Pinterest and Best Buy. source ↗
- 2026-09-09US direct acquiring goes live under the Georgia MALPB charter — one of only three companies acquiring through a MALPB — with direct connections to the US card networks, faster onboarding and control over the full payment lifecycle. source ↗
- 2026-01-12Georgia Department of Banking and Finance approves Checkout.com's Merchant Acquirer Limited Purpose Bank (MALPB) charter, letting it act as its own US acquirer with direct card-network access. source ↗
- 2025-09Checkout.com initiated an employee share buyback programme at a $12 billion valuation, ~30% above 2023 internal trough. source ↗
Coverage of checkout sourced from
Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
Who uses checkout
59 companies disclose checkout in their stack
Buyer mix · 59 of 59 classified
Infrastructure / Payments · 24Horizontal SaaS / Accounting · 4Infrastructure / Open banking · 4Bank / Community · 2Fintech / Lending · 2Infrastructure / Card issuing · 2Infrastructure / Lending · 2Vertical SaaS / Restaurants · 2
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent checkout? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not checkout’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What checkout runs on · from its own dossier
The third-party providers checkout itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose checkout.
Alternatives to checkout
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
An embeddable badge for checkout’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<a href="https://www.embeddedfinanceindex.com/vendors/checkout?ref=badge">
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<img src="https://www.embeddedfinanceindex.com/api/badge/checkout/install" width="1" height="1" alt="" style="display:none">checkout — frequently asked
Which companies use checkout?
59 companies disclose checkout in their stack in the Embedded Finance Index 2026, including Salt Edge, Pay.nl, Antom, Basis Theory, Lendflow, Boom, Dentrix, Plasma, Spiris, Adfin and 2 others.
What does checkout do?
checkout is an embedded-finance provider in PSP. It ranks #7 of 538 PSP providers by disclosed buyers.
What are the alternatives to checkout?
The most-disclosed PSP alternatives to checkout are Stripe (783 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
Who founded checkout?
checkout was founded by Guillaume Pousaz and is founded in 2009, headquartered in London, United Kingdom.
How much funding has checkout raised?
checkout has raised ~$1.8B+ in total.
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