Spreedly
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 2 categories.
CategoriesTokenization, PSP
Rank#2 of 13 in Tokenization
Buyers5 companies
HeadquartersSan Carlos, CA, USA
Founded2007
Raised$75M+
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Founders & story · from Spreedly’s own dossier
Founded in 2007 as a card-vaulting service, Spreedly pivoted in 2011 toward a fully open, gateway-agnostic payments orchestration platform. By 2014 it had launched a unified API across 140+ gateways, positioning itself as the connective tissue between merchants and the fragmented global payments stack. Its $75M raise in 2019 accelerated the buildout from tokenization/vaulting into full payments orchestration, fraud orchestration, and intelligent routing — making Spreedly infrastructure for other businesses rather than a consumer-facing product.
Latest round: Growth, 2019
Recent developments
- 2025-02Spreedly and Trustly announced a partnership to integrate Trustly's Pay by Bank product into Spreedly's orchestration layer for US merchants. source ↗
- 2025-07Spreedly published blog post on PayPal BNPL integration, highlighting Buy Now Pay Later capabilities through the platform. source ↗
- 2025-09Spreedly updated its Terms of Service to version 1.1 (effective September 3, 2025). source ↗
Who uses Spreedly
5 companies disclose Spreedly in their stack
Buyer mix · 5 of 5 classified
Vertical SaaS / Hospitality · 2Vertical SaaS / Associations & Nonprofits · 1Vertical SaaS / Restaurants · 1Vertical SaaS / Tours & Attractions Ticketing · 1
What the disclosures say
Track Core“Track's Privacy Notice explicitly names AWS, FreedomPay, Spreedly, SlimCD, Yapstone, Payrix, and Authorize.net to 'collect, process, and store your credit card information.' Subprocessors page confirms Authorize.net, FreedomPay, and Payrix as payment gateways for TrackPMS, and Spreedly for tokenization/third-party stor…”
Popmenu“Popmenu status page lists Payment Processing, Stripe API, Spreedly Core Transactional API, and Square API as operational components.”
TicketingHub“Terms & Conditions: 'In order to register an account with us, you must have a valid Payment Gateway account.' Stripe integration page (nl): 'Money from every booking flows directly to your own Stripe merchant account, TicketingHub's per-booking fee is automatically deducted.' Spreedly integration page (fr) describes Sp…”
TRACK Hospitality Software “Subprocessors page names Authorize.net, FreedomPay, Payrix, and Spreedly (tokenization) as payment gateway/vault subprocessors for TrackPMS.”
Fonteva“Payment Gateways article lists Fonteva Payments, Square, Authorize.net, Stripe, and Spreedly as compatible gateway/processor options.”
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent Spreedly? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not Spreedly’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What Spreedly runs on · from its own dossier
The third-party providers Spreedly itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Spreedly.
Alternatives to Spreedly
Other Tokenization providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
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<img src="https://www.embeddedfinanceindex.com/api/badge/spreedly/install" width="1" height="1" alt="" style="display:none">Spreedly — frequently asked
What does Spreedly do?
Spreedly is an embedded-finance provider in Tokenization and PSP. It ranks #2 of 13 Tokenization providers by disclosed buyers.
Where is Spreedly headquartered?
Spreedly is founded in 2007 and headquartered in San Carlos, CA, USA.
How much funding has Spreedly raised?
Spreedly has raised $75M+ in total.
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