← Embedded Finance Index 2026/Vendor

Apple Pay

Provider
PSPTokenization

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 12 companies across 2 categories.

applepay.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Tokenization
Rank#36 of 496 in PSP
Buyers12 companies
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Who uses Apple Pay
12 companies disclose Apple Pay in their stack
PKO Bank PolskiOzowCellpointApple CardTurkish AirlinesEnfuceItcardVaro MoneyApple Pay Google PayAppleTymeBankCapitec Bank
Buyer mix · 12 of 12 classified
Bank / National · 2Fintech / Consumer banking · 2Fintech / Neobank · 2Infrastructure / Payments · 2Consumer Electronics / Embedded Finance · 1Fintech / Payments · 1Infrastructure / Card issuing · 1Marketplace / Travel · 1
US · 4EU · 3Africa · 2APAC · 1
What the disclosures say
PKO Bank Polski
“Apple Pay participating banks list includes PKO; Allegro/PKO partnership announces A2A payments via Allegro Klik; iPKO biznes describes in-house payment rails.”
Ozow
“ozow.com/pricing lists own payment products: Local/International Card Payments, Apple Pay, Google Pay, Capitec Pay, Nedbank Direct EFT, Absa Pay, Pay By Bank, PayShap Request, Crypto Payments, BNPL, Payouts, Refunds.”
Apple Card
“Apple Card is a credit card product; payment acceptance flows through Apple Pay (Apple's own wallet) and the Mastercard network.”
Turkish Airlines
“Turkish Airlines website explicitly discloses Apple Pay and Google Pay acceptance on online channels and mobile app: https://www.turkishairlines.com/en-int/apple-pay/. TKPAY Wallet and TK Wallet are self-operated multi-currency digital wallets (TRY, EUR, USD, GBP) disclosed on turkishairlines.com and fintechtime.com in…”
View source · turkishairlines.com ↗
Enfuce
“They tokenise cards into Apple Pay, Google Pay and Samsung Pay via their digital wallet infrastructure. [coerced tokenization: kept "Apple Pay", also reported: Google Pay; Samsung Pay]”
Itcard
“itcard.pl/en/processing-authorization: 'We process and authorise all types of VISA, Mastercard, BLIK, Apple Pay and Google Pay transactions.' Own payment gateway with Visa and Mastercard; direct integration with PSP, Google and Apple.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Apple Pay? Claim this profile above to unlock your own full list.
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Alternatives to Apple Pay

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe693 buyers →Adyen256 buyers →PayPal134 buyers →Checkout.com105 buyers →Worldpay78 buyers →Mollie56 buyers →Braintree52 buyers →Pix50 buyers →
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Ranked #36 of 496 in PSP — Embedded Finance Index 2026
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