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Authorize.net

Provider
PSPTokenization

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 45 companies across 2 categories.

authorizenet.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Tokenization
Rank#10 of 528 in PSP
Buyers45 companies
HeadquartersFoster City, California, United States
Founded1996

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Founders & story · from Authorize.net’s own dossier

Founded in 1996 as a pioneer internet payment gateway, Authorize.Net was acquired serially — Go2Net (1999), Lightbridge (2004), CyberSource (2007) — landing inside Visa in 2010 when Visa bought CyberSource. Today it operates as Visa's gateway product for SMB merchants in the US, UK/Europe, and Australia, with the underlying legal entity being Authorize.Net LLC (North America) and CyberSource Payment Solutions Pty Ltd (APAC). The 2026 redesign leans into AI (Ask Anet), Tap to Pay, and unifying gateway + acquiring for small business, competing directly with Stripe/Square/PayPal on price and merchant simplicity.

Recent developments
  • 2026Launched redesigned Authorize.net platform with AI support agent 'Ask Anet', Tap to Pay, and unified dashboards. source ↗
Full dossier: Authorize.net’s own stack, layer by layer →
Who uses Authorize.net
45 companies disclose Authorize.net in their stack
EscapiaMemberClicksmHelpDeskCventSpreedlyVeracrossNarmiBooking NinjasSubscribe ProCybersourceSovosHotelogix+33 more
Buyer mix · 45 of 45 classified
Infrastructure / Payments · 6Vertical SaaS / Hospitality · 3Vertical SaaS / Associations · 2Vertical SaaS / Field Service Management · 2Bank / National · 1E-commerce / Platform · 1Fintech / Lending · 1Fintech / Payments · 1
US · 34APAC · 4EU · 3Canada · 2LATAM · 1
What the disclosures say
Escapia
“support.escapia.com credit-card payment options page names VacationRentPayment and Authorize.net as gateways for US, SecurePay for ANZ; escapia.com/integrations/payments lists Celero and Ascent Payment Solutions as processing partners.”
MemberClicks
“MC Professional's payment processing setup docs name Payroc/NMI as the integrated real-time credit card and e-check gateway; MC Trade documentation references Authorize.Net for ACH payments via Online Bill Pay.”
mHelpDesk
“mHelpDesk help center: 'The credit card option will only work if you are enrolled in mHelpDesk Payments or have synced your Stripe, Paypal or Authorize.Net accounts'. mhelpdesk.com/features/mobile-payment-processing/ advertises 2.89% + $0.30 card rate under the mHelpDesk Payments brand, indicating a re-sold/embedded pr…”
Cvent
“Community forum: 'embedded Stripe via Cvent' and 'Cvent Payments'; support.cvent.com lists Cvent Payments, PayPal Complete Payments, Stripe, Authorize.Net as compatible gateways; Cvent Payment Services sunset Dec 31, 2025 in favor of Cvent Payments”
Veracross
“VC Pay article: 'VC Pay supports two payment providers: Bluesnap (U.S.) and Stripe (international).' Third Party Payment Provider Integration article lists BlueSnap, Authorize.Net, Network Merchants, Braintree, DiamondMind, and PayPal Express as supported gateways for Veracross Checkout.”
Narmi
“Help docs describe Authorize.net as an account-opening TPV for merchant/payment gateway funding.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Authorize.net? Claim this profile above to unlock your own full list.
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What Authorize.net runs on · from its own dossier
The third-party providers Authorize.net itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Authorize.net.
PSP
worldpayglobal paymentselavonStripe
Tokenization
Authorize.net Customer Information Manager and CyberSource Token Management Serviceincluding network tokenization via Visa/Mastercard schemes
Full dossier with evidence for each layer →
Alternatives to Authorize.net

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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Ranked #10 of 528 in PSP — Embedded Finance Index 2026
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Authorize.net — frequently asked

Which companies use Authorize.net?

45 companies are linked to Authorize.net in the Embedded Finance Index 2026, through their own public disclosures or Authorize.net's published customer list, including Escapia, MemberClicks, mHelpDesk, Cvent, Spreedly, Veracross, Narmi, Booking Ninjas, Subscribe Pro, Cybersource and 2 others.

What does Authorize.net do?

Authorize.net is an embedded-finance provider in PSP and Tokenization. It ranks #10 of 528 PSP providers by linked companies.

What are the alternatives to Authorize.net?

The most-named PSP alternatives to Authorize.net are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Authorize.net headquartered?

Authorize.net is founded in 1996 and headquartered in Foster City, California, United States.

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