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Rainforest Pay

Provider
Embedded Payments

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 1 category.

rainforestpay.com ↗Also analysed as a company — its own stack →
CategoriesEmbedded Payments
Rank#4 of 15 in Embedded Payments
Buyers15 companies
HeadquartersBrookhaven, GA, United States
Founded2022
FoundersJoshua Silver
Raised~$60M+

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Founders & story · from Rainforest Pay’s own dossier

Founded 2022 in Atlanta by Joshua Silver as Emfi Tech, rebranded to Rainforest. Positioned as a payfac-as-a-service built from the ground up for vertical SaaS platforms — deliberately not a wrapper around another processor. Owns its core processing technology and sponsors merchants via bank partners, differentiating on service and platform-friendly contract terms versus incumbents like Stripe Connect and Adyen for Platforms.

Latest round: Series B, 2025
Recent developments
  • 2025-09Closed $29M Series B led by Matrix Partners and Infinity Ventures with Accel and Tech Square Ventures participating source ↗
  • 2024-06-26Secured $20 million for embedded payment solutions for SaaS. source ↗
Full dossier: Rainforest Pay’s own stack, layer by layer →
Who uses Rainforest Pay
15 companies disclose Rainforest Pay in their stack
RoadSyncRoserocketDecoda HealthAugust HealthProLineHandoffKeapHint HealthCrystal Practice ManagementPaygroundQuoteMachined-tools+3 more
Buyer mix · 15 of 15 classified
Vertical SaaS / Healthcare · 4Vertical SaaS / Logistics · 2Horizontal SaaS / CRM & Marketing Automation · 1Vertical SaaS / AV System Integration · 1Vertical SaaS / Construction · 1Vertical SaaS / Contractors · 1Vertical SaaS / Field Service Management · 1Vertical SaaS / Interior Design & Build · 1
US · 11Canada · 2
What the disclosures say
RoadSync
“Rainforest Pay publicly lists RoadSync as a customer and attributes a 55% chargeback reduction (rainforestpay.com/blog/how-roadsync-reduced-chargebacks-by-55-with-rainforest — TIER 1).”
Decoda Health
“Rainforest Pay publicly lists Decoda Health as a customer (rainforestpay.com/blog/how-decoda-health-launched-a-branded-payments-product-in-12-days).”
August Health
“August Health uses Rainforest Pay for payment processing — publisher-reported by Apideck (the publisher of this Index), not publicly disclosed by August Health.”
ProLine
“Rainforest Pay publicly lists ProLine as a customer (known_customer_listings TIER 1).”
Handoff
“Merchant KYB is performed by Rainforest Pay during onboarding (legal business name, DBA, SSN, ownership %, MCC).”
Crystal Practice Management
“Rainforest Pay publicly lists Crystal Practice Management as a customer (known_customer_listings, TIER 1).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Rainforest Pay? Claim this profile above to unlock your own full list.
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What Rainforest Pay runs on · from its own dossier
The third-party providers Rainforest Pay itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Rainforest Pay.
PSP
PayPalVenmocheckout
Lending
PayPal
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to Rainforest Pay

Other Embedded Payments providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe Connect134 buyers →Mangopay27 buyers →Worldpay for Platforms21 buyers →Adyen for Platforms9 buyers →Forward9 buyers →Finix8 buyers →VoPay8 buyers →Modulr6 buyers →
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An embeddable badge for Rainforest Pay’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #4 of 15 in Embedded Payments — Embedded Finance Index 2026
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Rainforest Pay — frequently asked

Which companies use Rainforest Pay?

15 companies disclose Rainforest Pay in their stack in the Embedded Finance Index 2026, including RoadSync, Roserocket, Decoda Health, August Health, ProLine, Handoff, Keap, Hint Health, Crystal Practice Management, Payground and 2 others.

What does Rainforest Pay do?

Rainforest Pay is an embedded-finance provider in Embedded Payments. It ranks #4 of 15 Embedded Payments providers by disclosed buyers.

What are the alternatives to Rainforest Pay?

The most-disclosed Embedded Payments alternatives to Rainforest Pay are Stripe Connect (134 buyers), Mangopay (27 buyers), Worldpay for Platforms (21 buyers), Adyen for Platforms (9 buyers), Forward (9 buyers) and Finix (8 buyers).

Who founded Rainforest Pay?

Rainforest Pay was founded by Joshua Silver and is founded in 2022, headquartered in Brookhaven, GA, United States.

How much funding has Rainforest Pay raised?

Rainforest Pay has raised ~$60M+ in total.

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