Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.
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Venmo launched in 2009 as a social P2P payments app for splitting bills among friends, acquired by Braintree in 2012 and then by PayPal in 2013. Under PayPal, Venmo evolved from a domestic-only P2P app into a broader consumer financial services platform, adding a credit card (with Synchrony/Visa), crypto trading, and merchant acceptance. In March 2026, Venmo made its most significant strategic pivot by going global for the first time — connecting to PayPal's network across 90 countries — repositioning as an international consumer payments platform competing directly with Wise and Remitly in the cross-border retail segment.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #72 of 537 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/venmo/install" width="1" height="1" alt="" style="display:none">6 companies disclose Venmo in their stack in the Embedded Finance Index 2026, including PayPal, PayNearMe, PayPal Payment Links, Braintree, Rainforest Pay and GiftCrowd.
Venmo is an embedded-finance provider in PSP. It ranks #72 of 537 PSP providers by disclosed buyers.
Venmo is owned by PayPal, which acquired it in 2013.
The most-disclosed PSP alternatives to Venmo are Stripe (777 buyers), Adyen (278 buyers), PayPal (152 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and mollie (62 buyers).
Venmo was founded by Andrew Kortina and Iqram Magdon-Ismail and is founded in 2009, headquartered in New York, NY (originally); now operated from San Jose, CA under PayPal.
Venmo has raised $27.5M in total.
Get a read on where your own stack stands against Venmo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.