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Finix

Provider
Embedded Payments

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 8 companies across 1 category.

finix.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesEmbedded Payments
Rank#5 of 14 in Embedded Payments
Buyers8 companies
HeadquartersSan Francisco, CA, USA
Founded2015
FoundersRichie Serna
Raised$135M+

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Founders & story · from Finix’s own dossier

Founded in 2015 as a payments infrastructure provider helping vertical SaaS companies bring payment processing in-house rather than rely on costly third parties like Stripe. Originally positioned as 'the AWS of payment processing,' Finix served as the plumbing behind platforms' own payfac programs. In 2023 Finix crossed the Rubicon by becoming a direct payment processor itself, shifting from pure infrastructure into direct competition with Stripe. The 2024 $75M raise and Canadian expansion signal an aggressive land-grab for the SMB platform payments market.

Latest round: Mezzanine / $75M, October 2024
Recent developments
  • 2024-10Finix raises $75M growth round and announces quadrupling of revenue YoY, cementing its position as a direct payment processor competing with Stripe. source ↗
  • 2026-05-01Launched MCP server integrations with ChatGPT, Claude and Gemini for API querying, code generation and payment-flow prototyping. source ↗
Full dossier: Finix’s own stack, layer by layer →
Who uses Finix
8 companies disclose Finix in their stack
MeadowTitusBeyond PricingT2 SystemsPassportAgVendPay TheoryWilliam Jewell College
Buyer mix · 8 of 8 classified
Infrastructure / Payments · 1Vertical SaaS / Agriculture · 1Vertical SaaS / Cannabis · 1Vertical SaaS / Higher Education · 1Vertical SaaS / Parking & Mobility · 1Vertical SaaS / Real Estate · 1Vertical SaaS / Short-Term Rentals · 1Vertical SaaS / Smart Cities & Mobility · 1
US · 7
What the disclosures say
Meadow
“Finix publicly lists Meadow as a customer on its own site (known_customer_listings TIER 1).”
Titus
“Titus's own knowledge base (knowledge.gotitus.com/2025-1099-k-forms) states explicitly: 'you will receive a 1099-K from our payment processor, Finix, by the end of February 2026.' This is a TIER 1 disclosure on the target's own domain naming Finix as the card processor.”
Beyond Pricing
“Subprocessors page lists Finix and Stripe.”
T2 Systems
“help-controlcenter.t2systems.com Payment Methods page names Finix and Authorize.Net as configurable card processors, plus Google Pay and PayPal toggles.”
Passport
“Finix publicly lists Passport as a customer (known_customer_listings).”
AgVend
“Finix publicly lists AgVend as a customer at https://finix.com/customers, and the Finix case study (https://finix.com/customers/finix-and-agvend-powering-frictionless-payments-in-agtech) explicitly describes AgVend using Finix as its payment processor with ACH integration and bank account validation.”
View source · finix.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Finix? Claim this profile above to unlock your own full list.
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What Finix runs on · from its own dossier
The third-party providers Finix itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Finix.
Sponsor Bank
Pathward
BaaS
Pathward
Lending
Afterpay
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to Finix

Other Embedded Payments providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe Connect135 buyers →Mangopay26 buyers →Worldpay for Platforms19 buyers →Rainforest Pay15 buyers →Forward8 buyers →VoPay8 buyers →JustiFi6 buyers →Modulr6 buyers →
Share this rank

An embeddable badge for Finix’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #5 of 14 in Embedded Payments — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/finix?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/finix.svg"
       alt="Ranked #5 of 14 in Embedded Payments — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/finix/install" width="1" height="1" alt="" style="display:none">

Finix — frequently asked

Which companies use Finix?

8 companies are linked to Finix in the Embedded Finance Index 2026, through their own public disclosures or Finix's published customer list, including Meadow, Titus, Beyond Pricing, T2 Systems, Passport, AgVend, Pay Theory and William Jewell College.

What does Finix do?

Finix is an embedded-finance provider in Embedded Payments. It ranks #5 of 14 Embedded Payments providers by linked companies.

What are the alternatives to Finix?

The most-named Embedded Payments alternatives to Finix are Stripe Connect (135 buyers), Mangopay (26 buyers), Worldpay for Platforms (19 buyers), Rainforest Pay (15 buyers), Forward (8 buyers) and VoPay (8 buyers).

Who founded Finix?

Finix was founded by Richie Serna and is founded in 2015, headquartered in San Francisco, CA, USA.

How much funding has Finix raised?

Finix has raised $135M+ in total.

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