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JustiFi

Provider
Embedded Payments

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

justifi.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesEmbedded Payments
Rank#8 of 14 in Embedded Payments
Buyers6 companies
HeadquartersSaint Paul, Minnesota, USA
Founded2020

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Founders & story · from JustiFi’s own dossier

Founded in 2020 in St. Paul as BlankMetal, JustiFi positioned itself as an embedded fintech operating system for vertical SaaS platforms — starting with payment facilitation and expanding into a broader suite covering payables, embedded lending / BNPL, and embedded insurance orchestrated through a single API and 'Unified Fintech Checkout'. The company operates as a registered PayFac in the US (sponsored by First-Citizens Bank & Trust) and as a registered ISO in Canada (Wells Fargo / First Data), positioning itself as the platform-of-record rather than a reseller of Stripe/Adyen.

Latest round: Seed extension, 2024
Recent developments
  • 2024-07Raised $10M seed-extension round source ↗
  • 2026-08Updated PCI Type 1 AOC posted in Trust Center source ↗
Full dossier: JustiFi’s own stack, layer by layer →
Who uses JustiFi
6 companies disclose JustiFi in their stack
RW ElephantEvolizLeapCrossbarDemosphereUlule
Buyer mix · 6 of 6 classified
Vertical SaaS / Construction · 2Fintech / Crowdfunding · 1Horizontal SaaS / Accounting · 1Vertical SaaS / Rental & Events · 1Vertical SaaS / Sports Management · 1
US · 4EU · 2
What the disclosures say
RW Elephant
“rwelephant.com/security states: 'JustiFi and Stripe are our payment processors, and they handle the security side of all of our credit card and bank account storage.' rwelephant.com/privacy states: 'If you choose to use RW Elephant's integrated credit card processing via Stripe Connect...' JustiFi publicly lists RW Ele…”
Leap
“JustiFi publicly lists Leap as a customer (known_customer_listings, TIER 1).”
Crossbar
“JustiFi publicly lists Crossbar as a customer at https://justifi.ai/. JustiFi is an embedded payments provider for vertical SaaS platforms — this is TIER 1 authoritative evidence.”
View source · justifi.ai ↗
Demosphere
“JustiFi publicly lists Demosphere as a customer (https://justifi.ai/). Demosphere's platform handles registration payments including credit card processing embedded in the sports organization workflow.”
View source · justifi.ai ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent JustiFi? Claim this profile above to unlock your own full list.
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What JustiFi runs on · from its own dossier
The third-party providers JustiFi itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose JustiFi.
PSP
First-Citizens Bank & Trust CompanyWells FargoFirst Data
Sponsor Bank
First-Citizens Bank & Trust CompanyWells Fargo
KYC
LexisNexis Risk SolutionsIDology
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to JustiFi

Other Embedded Payments providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe Connect135 buyers →Mangopay26 buyers →Worldpay for Platforms19 buyers →Rainforest Pay15 buyers →Finix8 buyers →Forward8 buyers →VoPay8 buyers →Modulr6 buyers →
Share this rank

An embeddable badge for JustiFi’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #8 of 14 in Embedded Payments — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/justifi?ref=badge">
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       alt="Ranked #8 of 14 in Embedded Payments — Embedded Finance Index 2026">
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JustiFi — frequently asked

Which companies use JustiFi?

6 companies are linked to JustiFi in the Embedded Finance Index 2026, through their own public disclosures or JustiFi's published customer list, including RW Elephant, Evoliz, Leap, Crossbar, Demosphere and Ulule.

What does JustiFi do?

JustiFi is an embedded-finance provider in Embedded Payments. It ranks #8 of 14 Embedded Payments providers by linked companies.

What are the alternatives to JustiFi?

The most-named Embedded Payments alternatives to JustiFi are Stripe Connect (135 buyers), Mangopay (26 buyers), Worldpay for Platforms (19 buyers), Rainforest Pay (15 buyers), Finix (8 buyers) and Forward (8 buyers).

Where is JustiFi headquartered?

JustiFi is founded in 2020 and headquartered in Saint Paul, Minnesota, USA.

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