Chipper Cash
“Can a single app become the financial OS for Africans — from intra-African P2P to global USD spending and investing?”
Founded 2018 by two African expats from Silicon Valley to make P2P money transfers across Africa frictionless and free. Grew rapidly through the 2020-2021 funding boom, hitting unicorn status with FTX as lead investor in late 2021 — a relationship that became awkward after FTX's collapse. Has since pivoted toward becoming a broader financial OS for Africans: cross-border remittances, virtual Visa cards for global spending, US stock investing, and a B2B Network API (Chipper for Business / Tilt) for enterprise disbursements and collections across the continent. Recent moves into stablecoin rails via Bridge signal a shift toward crypto-backed cross-border settlement.