Increase
ProviderEmbedded-finance provider tracked in the Embedded Finance Index — disclosed by 11 companies across 3 categories.
CategoriesBaaS, PSP, Card Issuing
Rank#36 of 340 in BaaS
Buyers11 companies
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Founders & story · from Increase’s own dossier
Increase is a banking infrastructure company that positions itself as a 'bare-metal' API layer connecting technology companies directly to the Federal Reserve, Visa, and other financial networks. Rather than abstracting complexity, Increase exposes the full power of underlying rails to give fintech builders unfiltered access, predictable timing, and maximum control over payment flows. The company serves both fintech builders (like Check) and enterprises that require transparent, high-visibility banking infrastructure.
Recent developments
- 2026-10-07Integrated Spade for real-time merchant data enrichment on card transactions — merchant name, legal name, logo, website, phone, store location and a 4-level-deep industry category, matched in under 40ms at 99%+ accuracy, available in time for the authorization decision itself. source ↗
Powered by
Infrastructure providers Increase builds on — distinct from the companies that disclose Increase in their own stack.
Increase Bank
own FDIC-member sponsor bank
source ↗Grasshopper Bank
partner sponsor bank
source ↗First Internet Bank of Indiana
partner sponsor bank
source ↗The Increase family
12 companies use the Increase family
Unique buyers across 2 brands Increase owns, deduped (a company using more than one is counted once). The per-brand rows below don’t add up to this total for that reason.
Coverage of Increase sourced from
Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
Who uses Increase
11 companies disclose Increase in their stack
Buyer mix · 11 of 11 classified
Infrastructure / Payments · 2Infrastructure / Payroll · 2Fintech / SMB banking · 1Horizontal SaaS / Accounts Payable Automation · 1Horizontal SaaS / Spend Management · 1Vertical SaaS / Automotive Retail · 1Vertical SaaS / Fleet & Fuel Management · 1Vertical SaaS / Insurance · 1
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent Increase? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not Increase’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What Increase runs on · from its own dossier
The third-party providers Increase itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Increase.
Alternatives to Increase
Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
An embeddable badge for Increase’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<img src="https://www.embeddedfinanceindex.com/api/badge/increase/install" width="1" height="1" alt="" style="display:none">Increase — frequently asked
Which companies use Increase?
11 companies are linked to Increase in the Embedded Finance Index 2026, through their own public disclosures or Increase's published customer list, including Ascend, Vantaca, Tekion, Vic.ai, CapitalOS, Salsa, Check, Stripe, Ramp, Coast and 1 other.
What does Increase do?
Increase is an embedded-finance provider in BaaS, PSP and Card Issuing. It ranks #36 of 340 BaaS providers by linked companies.
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