← Embedded Finance Index 2026/Vendor

Increase

Provider
PSPBaaSCard Issuing

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 11 companies across 3 categories.

increase.comAlso analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesPSP, BaaS, Card Issuing
Rank#34 of 322 in BaaS
Buyers11 companies
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Infrastructure providers Increase builds on — distinct from the companies that disclose Increase in their own stack.
Increase Bank
own FDIC-member sponsor bank
source ↗
Grasshopper Bank
partner sponsor bank
source ↗
First Internet Bank of Indiana
partner sponsor bank
source ↗
Core Bank
partner sponsor bank
source ↗
In the press
embeddedfinancereview.com
Coverage of Increase sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2024-12-08
UniCredit enables embedded lending provider Banxware to increase lending scope
UniCredit empowers embedded lending provider Banxware to offer EUR 5M loans to marketplaces like Lieferando. How bank-fintech partnerships reshape European embedded finance.
Source · Embedded Finance Review ↗
Who uses Increase
11 companies disclose Increase in their stack
Vic.aiCapitalOSSalsaCheckStripeRampCoastVantacaTekionKaratAscend
Buyer mix · 9 of 11 classified
Infrastructure / Payments · 2Infrastructure / Payroll · 2Fintech / SMB banking · 1Horizontal SaaS / Accounts Payable Automation · 1Horizontal SaaS / Spend Management · 1Vertical SaaS / Automotive Retail · 1Vertical SaaS / Fleet & Fuel Management · 1
US · 7EU · 1
What the disclosures say
Vic.ai
Vic.ai partnered with Increase and Core Bank to power VicPay ACH, check, and virtual card payments (https://www.vic.ai/news/vic-ai-partners-with-increase-to-power-vicpay).
View source · vic.ai
CapitalOS
CapitalOS uses Increase for bank account and ACH/card infrastructure rather than a traditional PSP.
Salsa
Salsa's Payroll Service User Terms of Use explicitly state 'certain components of the Payroll Services are made available directly to you through Increase and certain partner banks' — Increase is Salsa's money movement / ACH origination infrastructure provider.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Increase? Claim this profile above to unlock your own full list.
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Alternatives to Increase

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust70 buyersSutton Bank63 buyersCross River55 buyersPathward48 buyersUnit43 buyersClearBank38 buyersThread Bank32 buyersBackbase30 buyers
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Ranked #34 of 322 in BaaS — Embedded Finance Index 2026
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