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First Internet Bank

Bank
BaaSCard IssuingSponsor Bank

FDIC-insured bank (Member FDIC) (US) tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.

firstinternetbank.com ↗
TypeBank
CharterFDIC-insured bank (Member FDIC) · FDIC · US
Used asBanking-as-a-Service, Card issuer, Sponsor bank
Rank#272 of 340 in BaaS
Buyers2 companies

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How companies use First Internet Bank

2 companies name First Internet Bank in their stack. The most common role is banking-as-a-service (1). A company can use the same bank for more than one thing.

Banking-as-a-Service1
Card issuer1
Sponsor bank1
Charter
FDIC-insured bank (Member FDIC) · FDIC · US source ↗
Who uses First Internet Bank
2 companies disclose First Internet Bank in their stack
PoolIncrease
Buyer mix · 2 of 2 classified
Fintech / Consumer banking · 1Infrastructure / BaaS · 1
What the disclosures say
Pool
“Cardholder Agreement: 'the Pool Visa Debit Card... has been issued to you by First Internet Bank of Indiana, Member FDIC.' Homepage footer: 'The Pool Visa Debit Card is issued by First Internet Bank, pursuant to a license from Visa U.S.A.' TOS: 'All deposit account, banking and payment services are provided by the Part…”
Increase
“Blue Ridge Bank and First Internet Bank publicly list Increase as a customer on bankingembedded.com, indicating sponsor bank relationships.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent First Internet Bank? Claim this profile above to unlock your own full list.
Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
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Ranked #272 of 340 in BaaS — Embedded Finance Index 2026
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First Internet Bank — frequently asked

Which companies use First Internet Bank?

2 companies are linked to First Internet Bank in the Embedded Finance Index 2026, through their own public disclosures or First Internet Bank's published customer list, including Pool and Increase.

What do fintechs use First Internet Bank for?

First Internet Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (1), card issuer (1) and sponsor bank (1).

Is First Internet Bank a bank?

Yes. First Internet Bank is a FDIC-insured bank (Member FDIC).

What are the alternatives to First Internet Bank?

The most-named BaaS alternatives to First Internet Bank are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Benchmark your own stack

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Get a read on where your own stack stands against First Internet Bank and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

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  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
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