Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.
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Spade started in 2021 as a transaction-enrichment API — cleaning raw card descriptors into merchant names, categories, and geolocations. It has since positioned itself as the 'data layer for financial services,' explicitly targeting banks, fintechs, and AI companies. Its 2026 Series B narrative reframes the company as an AI-native platform: enriched transactions as ground-truth training data for financial AI agents.
Other Transaction Enrichment providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #4 of 12 in Transaction Enrichment — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/spade/install" width="1" height="1" alt="" style="display:none">4 companies disclose Spade in their stack in the Embedded Finance Index 2026, including Citizens, Mercury, Increase and Corpay Fuelman.
Spade is an embedded-finance provider in Transaction Enrichment. It ranks #4 of 12 Transaction Enrichment providers by disclosed buyers.
The most-disclosed Transaction Enrichment alternatives to Spade are MX (14 buyers), Dateio (8 buyers), Astrada (6 buyers), Plaid (3 buyers), Bud Financial (2 buyers) and Fidel API (2 buyers).
Spade was founded by Oban MacTavish, Tess Bloch and Cooper Hart and is founded in 2021, headquartered in New York, NY.
Spade has raised ~$50M+ in total.
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