“Can a fleet fuel card with GPS-integrated fraud controls and tight accounting integrations become the complete financial operating system for SMB field-service businesses?”
Coast launched as a fleet fuel card fintech targeting SMB fleet operators in trade verticals (HVAC, construction, plumbing, etc.), issuing Visa commercial charge cards through Celtic Bank. The company has since expanded beyond fuel-only cards to a combined fuel card, corporate card, and expense management platform — positioning itself as the financial OS for field-service businesses. Integration with telematics (Samsara, Verizon Connect) and accounting systems (NetSuite, Sage Intacct) reflects a move toward deeper workflow embedding rather than a standalone payment product.
Coast discloses Celtic Bank as its sponsor bank, according to the Embedded Finance Index 2026.
Coast does not disclose a bank charter of its own; its banking services are provided through Celtic Bank.
Coast's cards are issued through Celtic Bank.
Coast uses Alloy for KYC and identity verification.
Coast integrates with NetSuite, Sage Intacct, QuickBooks and Xero.
The Embedded Finance Index 2026 maps 4 layers in Coast's stack: Card issuing (Celtic Bank); KYC (Alloy); Sponsor bank (Celtic Bank); Accounting (NetSuite, Sage Intacct, QuickBooks and Xero).
Coast is headquartered in New York, New York, United States.
Get a read on where your own stack stands against Coast and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.