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Increase

Also a provider — view Increase’s profile →

Can a company win the infrastructure layer for embedded finance by providing direct, bare-metal banking APIs with maximum transparency and control rather than abstracting away complexity?

IndustryInfrastructure / BaaS
The story

Increase is a banking infrastructure company that positions itself as a 'bare-metal' API layer connecting technology companies directly to the Federal Reserve, Visa, and other financial networks. Rather than abstracting complexity, Increase exposes the full power of underlying rails to give fintech builders unfiltered access, predictable timing, and maximum control over payment flows. The company serves both fintech builders (like Check) and enterprises that require transparent, high-visibility banking infrastructure.

Last 12 months
In the press
embeddedfinancereview.com ↗
Coverage sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2024-12-08
UniCredit enables embedded lending provider Banxware to increase lending scope
UniCredit empowers embedded lending provider Banxware to offer EUR 5M loans to marketplaces like Lieferando. How bank-fintech partnerships reshape European embedded finance.
banxwareincrease
Source · Embedded Finance Review ↗
The stack
3 layers disclosed in Increase’s embedded-finance stack
Money movement
ACHRTPVisa DirectMastercard SendWirePush-to-card
Banking / BaaS
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.