← Embedded Finance Index 2026/Vendor

Modern Treasury

Provider
Treasury ManagementLedgerFX / PayoutsBaaSPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 39 companies across 5 categories.

moderntreasury.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesTreasury Management, Ledger, FX / Payouts, BaaS, PSP
Rank#1 of 22 in Treasury Management
Buyers39 companies
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Who uses Modern Treasury
39 companies disclose Modern Treasury in their stack
BiltKorberClassPassAnchorage DigitalGoldmanProducePayValonGustoSanaCapchaseKasheeshAutomatiq+27 more
Buyer mix · 39 of 39 classified
Horizontal SaaS / HR & Payroll · 5Vertical SaaS / Real Estate · 4Fintech / Consumer banking · 3Fintech / Investment · 3Marketplace / Two-sided · 3Fintech / Lending · 2Infrastructure / Lending · 2Bank / National · 1
US · 34EU · 3Canada · 2
What the disclosures say
Korber
“Modern Treasury publicly lists Körber as a customer (TIER 1 — known_customer_listings).”
ClassPass
“Modern Treasury customer case study on moderntreasury.com explicitly names ClassPass and describes use of Modern Treasury Ledgers API to track 125,000 unique ledger accounts for studio payout balances.”
Anchorage Digital
“Modern Treasury lists Anchorage Digital as a customer (known_customer_listings TIER 1), consistent with ledger operations at an OCC-chartered bank.”
ProducePay
“Modern Treasury case study on moderntreasury.com/customers/producepay explicitly lists payment methods as 'Wire, ACH' and describes ProducePay as a marketplace.”
Valon
“Valon's payments are mortgage money-movement flows (ACH, Wire, Check, Book transfer) orchestrated via Modern Treasury, not card-based merchant acquiring.”
Gusto
“Gusto Wallet page states: 'Banking services provided by nbkc bank, Member FDIC.' Modern Treasury publicly lists Gusto as a customer (known_customer_listings).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Modern Treasury? Claim this profile above to unlock your own full list.
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Alternatives to Modern Treasury

Other Treasury Management providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Brex Treasury37 buyers →Stripe Treasury13 buyers →TreasurUp8 buyers →Brex4 buyers →JPMorgan3 buyers →Arc2 buyers →Evolve Bank & Trust2 buyers →Kyriba2 buyers →
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Ranked #1 of 22 in Treasury Management — Embedded Finance Index 2026
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