← Embedded Finance Index 2026/Vendor

Layer

Provider
Ledger

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 7 companies across 1 category.

layer.comOpen Banking Tracker profile ↗
CategoriesLedger
Rank#4 of 18 in Ledger
Buyers7 companies
Who uses Layer
7 companies disclose Layer in their stack
MoxieMoeGoCarryDriposDuetTripSuiteReeva
Buyer mix · 7 of 7 classified
Vertical SaaS / Healthcare · 2Fintech / Investment · 1Fintech / SMB banking · 1Vertical SaaS / Pet Care · 1Vertical SaaS / Restaurants · 1Vertical SaaS / Travel · 1
US · 5
What the disclosures say
Layer is listed as a known customer (layerfi.com), which provides accounting ledger/analytics infrastructure, but this does not indicate BaaS.
Layerfi publicly lists Carry as a customer (known_customer_listings).
Layerfi publicly lists Duet as a customer on their site (https://www.layerfi.com/). Layerfi provides ledger infrastructure / financial data layer services.
Layer (layerfi.com) publicly lists TripSuite as a customer.
Layer (layerfi.com) publicly lists Reeva as a customer on their known-customer page.
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report.
Alternatives to Layer

Other Ledger providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Modern Treasury34 buyersFormance10 buyersMambu10 buyersTemenos7 buyersThought Machine6 buyersSage Embedded Services4 buyersTigerBeetle4 buyersFinxact3 buyers