← Embedded Finance Index 2026/Vendor

Temenos

Provider
BaaSLedger

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 2 categories.

temenos.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Ledger
Rank#39 of 316 in BaaS
Buyers16 companies
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Who uses Temenos
16 companies disclose Temenos in their stack
FinductivesLtisQuestrade Financial GroupsSTC PayPresidents Choice FinancialFilHamilton ReserveBforbankM1 FinanceUblTintraBoubyan Bank+4 more
Buyer mix · 16 of 16 classified
Fintech / SMB banking · 5Bank / National · 3Bank / Community · 2Fintech / Investment · 2Fintech / Consumer banking · 1Fintech / Cross-border payments · 1Fintech / Neobank · 1Vertical SaaS / Financial Services · 1
EU · 3MENA · 3UK · 3US · 2Canada · 2APAC · 1
What the disclosures say
Finductives
“The company's homepage describes accepting 'all kinds of payments' via its own business payment account, suggesting self-operated payment rails underpinned by the Temenos platform.”
Ltis
“IBSIntelligence publicly lists LTi as a Temenos customer for a new digital banking platform: https://ibsintelligence.com/ibsi-news/temenos-to-power-ltis-new-digital-banking-platform/”
View source · ibsintelligence.com ↗
Questrade Financial Groups
“Temenos press release on temenos.com explicitly names Questrade Financial Group and Questbank as the customer deploying Temenos Core Banking SaaS.”
STC Pay
“Temenos press releases confirm STCPay runs core banking and payments on Temenos open platform with 8M+ accounts.”
Presidents Choice Financial
“Temenos press release (May 2024) and Temenos success story confirm PC Financial adopted Temenos retail core banking as SaaS on Microsoft Azure, deploying in 6 months for first interest-bearing offering.”
Fil
“IBS Intelligence (TIER 1 known_customer_listing) reports FIL tapped Temenos to scale payment and alternative banking services: https://ibsintelligence.com/ibsi-news/fil-taps-temenos-to-scale-payment-alternative-banking-services/”
View source · ibsintelligence.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Temenos? Claim this profile above to unlock your own full list.
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Alternatives to Temenos

Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust69 buyers →Sutton Bank63 buyers →Cross River52 buyers →Pathward47 buyers →ClearBank39 buyers →Thread Bank32 buyers →Backbase30 buyers →Community Federal Savings Bank30 buyers →
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Ranked #39 of 316 in BaaS — Embedded Finance Index 2026
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