Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 16 companies across 2 categories.
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Temenos is a publicly-listed (SIX: TEMN) core banking software vendor founded in 1993 and headquartered in Geneva. Historically an on-premises core banking provider (T24/Transact), it has pivoted toward cloud-native, SaaS, and Banking-as-a-Service enablement via Temenos Banking Cloud, positioning itself as the platform of choice for licensed banks and BaaS providers to offer embedded finance to brands and fintechs.
Other BaaS providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/temenos/install" width="1" height="1" alt="" style="display:none">16 companies disclose Temenos in their stack in the Embedded Finance Index 2026, including Finductives, Ltis, Questrade Financial Groups, STC Pay, Presidents Choice Financial, Fil, Hamilton Reserve, Bforbank, M1 Finance, Ubl and 2 others.
Temenos is an embedded-finance provider in BaaS and Ledger. It ranks #44 of 346 BaaS providers by disclosed buyers.
The most-disclosed BaaS alternatives to Temenos are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (56 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).
Temenos is founded in 1993 and headquartered in Geneva, Switzerland.
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