← Embedded Finance Index 2026

Getmomo

Can a modular banking platform purpose-built for German property managers become the financial OS for the real estate administration sector, combining deposit accounts, operational accounts, and lending in one place?

Founded2021
HQBerlin, Germany
FoundersMarcel Meitza
Total raised$3.71M
Latest roundSeed, Jun 27, 2022
IndustryVertical SaaS / Real Estate
The story

Founded in 2021 as a niche digital banking provider for property managers in Germany, Getmomo started with rental deposit accounts and expanded into WEG (homeowners association) accounts and rental accounts, positioning itself as an all-in-one banking platform for the real estate administration sector. The company then layered in lending by launching WEG loans — allowing property management companies to submit financing applications to multiple banks via a single entry — adding a marketplace-style lending layer on top of its core banking product. The platform is now marketed as 'modular banking for property management' with AI-readiness as a differentiated positioning angle.

Last 12 months
2026-04
Product timeline
2021
Founded in Berlin as a digital banking platform focused on property management, initially targeting rental deposit account automation.· banking
2022
Raised seed round led by Global Founders Capital to build out modular banking platform for property managers.· banking
2024
Launched WEG (Homeowners Association) accounts and rental accounts in addition to deposit accounts, expanding product suite.· banking
2025
Launched WEG loans (COA Loan) product enabling condominium associations to apply for financing across multiple lenders via a single application.· lending
2026
Announced partnership with ORACOM for joint webinars on automation for property management companies.· acquisition
The stack
3 layers disclosed in Getmomo’s embedded-finance stack
Money movement
SEPA
Ledger
in the full report
Lending
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.