← Embedded Finance Index 2026

Cashably

Can a single app serve gig workers, freelancers, and small-business owners across credit building, cash advances, and business financing by aggregating lending and banking partners rather than operating its own balance sheet?

HQMichigan, US
IndustryFintech / Consumer banking
The story

Cashably launched as a consumer finance app focused on cash advances and personal loan comparison, targeting gig workers and individuals seeking credit building. The company subsequently expanded into the SMB segment, offering business loans, merchant cash advances, and startup financing through a network of lending partners. The product suite now spans credit-building cards (issued via Evolve Bank & Trust), a personal loan marketplace, and a small-business funding platform, positioning Cashably as a multi-segment embedded-finance aggregator rather than a single-product lender.

Last 12 months
2026-03
Product timeline
2024
Launched Cashably app offering cash advances, personal loan marketplace, and credit-building card; reached 900k+ users.· banking
2025
Launched Cashably: Small Business & Gig app on the App Store offering business loans, credit cards, cash advances, and LLC formation tools via partners including LegalZoom.· lending
The stack
3 layers disclosed in Cashably’s embedded-finance stack
Banking / BaaS
Evolve Bank & Trust
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
7 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.